Filing Flows › Comparisons › OSCR vs CLOV
Oscar Health vs Clover Health Investments: OSCR and CLOV compared
Oscar Health is the larger company: $5.1B of revenue in its latest quarter (Q3 2026) against $759M for Clover Health Investments (Q3 2026). Oscar Health is growing faster (+72% against +53% a year earlier). Oscar Health is more profitable, with an operating margin of 3.5% against 0.8%.
Where the money goes: OSCR and CLOV
Oscar Health (OSCR) · Q3 2026
Oscar Health, Q3 2026: revenue $5.1B (+72% year over year), operating margin 3.5%, net earnings $167M, operating cash flow −$1.2B. The chart follows the revenue to costs, profit and cash.
Clover Health Investments (CLOV) · Q3 2026
Clover Health Investments, Q3 2026: revenue $759M (+53% year over year), operating margin 0.8%, net earnings $6.4M, operating cash flow $70.4M. The chart follows the revenue to costs, profit and cash.
| Oscar Health (OSCR) | Clover Health Investments (CLOV) | |
|---|---|---|
| Latest quarter | Q3 2026 | Q3 2026 |
| Revenue | $5.1B | $759M |
| Revenue growth, Y/Y | +72% | +53% |
| Operating margin | 3.5% | 0.8% |
| Net earnings | $167M | $6.4M |
| Net margin | 3.3% | 0.8% |
| Operating cash flow | −$1.2B | $70.4M |
| Free cash flow | — | $69.5M |
| Market value | $11.5B | $2.7B |
| P/E | 13.4× | — |
| Analysts’ mean target | $36.40 | $5.50 |
Questions
Which is bigger, Oscar Health or Clover Health Investments?
Oscar Health is the larger company: $5.1B of revenue in its latest quarter (Q3 2026) against $759M for Clover Health Investments (Q3 2026).
Is Oscar Health or Clover Health Investments growing faster?
Oscar Health is growing faster (+72% against +53% a year earlier).
Which is more profitable, Oscar Health or Clover Health Investments?
Oscar Health is more profitable, with an operating margin of 3.5% against 0.8%.
More: Oscar Health earnings · how Oscar Health makes money · Clover Health Investments earnings · how Clover Health Investments makes money
From the companies' latest 10-Q, 10-K or earnings release (10-Q filed Nov 5, 2026; 10-Q filed Nov 6, 2026). Fiscal quarters can end on different dates. Not investment advice.