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QCR Holdings vs Old Second Bancorp: QCRH and OSBC compared
QCR Holdings is the larger company: $99.2M of revenue in its latest quarter (Q3 2026) against $97.1M for Old Second Bancorp (Q3 2026). Old Second Bancorp is growing faster (+1% against -2% a year earlier). QCR Holdings is more profitable, with an operating margin of 40.3% against 39.9%.
Where the money goes: QCRH and OSBC
QCR Holdings (QCRH) · Q3 2026
QCR Holdings, Q3 2026: revenue $99.2M (-2% year over year), operating margin 40.3%, net earnings $36.4M, operating cash flow $30.6M. The chart follows the revenue to costs, profit and cash.
Old Second Bancorp (OSBC) · Q3 2026
Old Second Bancorp, Q3 2026: revenue $97.1M (+1% year over year), operating margin 39.9%, net earnings $28.9M, operating cash flow $64.8M. The chart follows the revenue to costs, profit and cash.
| QCR Holdings (QCRH) | Old Second Bancorp (OSBC) | |
|---|---|---|
| Latest quarter | Q3 2026 | Q3 2026 |
| Revenue | $99.2M | $97.1M |
| Revenue growth, Y/Y | -2% | +1% |
| Operating margin | 40.3% | 39.9% |
| Net earnings | $36.4M | $28.9M |
| Net margin | 36.7% | 29.8% |
| Operating cash flow | $30.6M | $64.8M |
| Free cash flow | $11.9M | $64.2M |
| Market value | $1.6B | — |
| P/E | 11.5× | — |
| Analysts’ mean target | $112.83 | — |
Where the revenue comes from
QCR Holdings
- Net interest income: $68.7M (69%)
- Noninterest income: $30.5M (31%)
Old Second Bancorp
- Net interest income: $84.0M (87%)
- Noninterest income: $13.1M (13%)
Questions
Which is bigger, QCR Holdings or Old Second Bancorp?
QCR Holdings is the larger company: $99.2M of revenue in its latest quarter (Q3 2026) against $97.1M for Old Second Bancorp (Q3 2026).
Is QCR Holdings or Old Second Bancorp growing faster?
Old Second Bancorp is growing faster (+1% against -2% a year earlier).
Which is more profitable, QCR Holdings or Old Second Bancorp?
QCR Holdings is more profitable, with an operating margin of 40.3% against 39.9%.
More: QCR Holdings earnings · how QCR Holdings makes money · Old Second Bancorp earnings · how Old Second Bancorp makes money
From the companies' latest 10-Q, 10-K or earnings release (10-Q filed Nov 6, 2026; 10-Q filed Nov 4, 2026). Fiscal quarters can end on different dates. Not investment advice.