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Renasant vs Independent Bank: RNST and INDB compared
Renasant is the larger company: $273M of revenue in its latest quarter (Q3 2026) against $262M for Independent Bank (Q3 2026). Independent Bank is growing faster (+8% against +1% a year earlier). Independent Bank is more profitable, with an operating margin of 44.7% against 36.4%.
Where the money goes: RNST and INDB
Renasant (RNST) · Q3 2026
Renasant, Q3 2026: revenue $273M (+1% year over year), operating margin 36.4%, net earnings $78.9M, operating cash flow $167M. The chart follows the revenue to costs, profit and cash.
Independent Bank (INDB) · Q3 2026
Independent Bank, Q3 2026: revenue $262M (+8% year over year), operating margin 44.7%, net earnings $89.7M, operating cash flow $106M. The chart follows the revenue to costs, profit and cash.
| Renasant (RNST) | Independent Bank (INDB) | |
|---|---|---|
| Latest quarter | Q3 2026 | Q3 2026 |
| Revenue | $273M | $262M |
| Revenue growth, Y/Y | +1% | +8% |
| Operating margin | 36.4% | 44.7% |
| Net earnings | $78.9M | $89.7M |
| Net margin | 28.9% | 34.3% |
| Operating cash flow | $167M | $106M |
| Free cash flow | $162M | $99.6M |
Where the revenue comes from
Renasant
- Net interest income: $224M (82%)
- Noninterest income: $49.3M (18%)
Independent Bank
- Net interest income: $221M (84%)
- Noninterest income: $41.3M (16%)
Questions
Which is bigger, Renasant or Independent Bank?
Renasant is the larger company: $273M of revenue in its latest quarter (Q3 2026) against $262M for Independent Bank (Q3 2026).
Is Renasant or Independent Bank growing faster?
Independent Bank is growing faster (+8% against +1% a year earlier).
Which is more profitable, Renasant or Independent Bank?
Independent Bank is more profitable, with an operating margin of 44.7% against 36.4%.
More: Renasant earnings · how Renasant makes money · Independent Bank earnings · how Independent Bank makes money
From the companies' latest 10-Q, 10-K or earnings release (10-Q filed Nov 4, 2026; 10-Q filed Nov 9, 2026). Fiscal quarters can end on different dates. Not investment advice.