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Third Coast Bancshares vs Southern Missouri Bancorp: TCBX and SMBC compared
Third Coast Bancshares is the larger company: $65.9M of revenue in its latest quarter (Q3 2026) against $53.1M for Southern Missouri Bancorp (Q1 FY27). Third Coast Bancshares is growing faster (+21% against +8% a year earlier). Southern Missouri Bancorp is more profitable, with an operating margin of 44.4% against 36.1%.
Where the money goes: TCBX and SMBC
Third Coast Bancshares (TCBX) · Q3 2026
Third Coast Bancshares, Q3 2026: revenue $65.9M (+21% year over year), operating margin 36.1%, net earnings $19.0M, operating cash flow $8.9M. The chart follows the revenue to costs, profit and cash.
Southern Missouri Bancorp (SMBC) · Q1 FY27
Southern Missouri Bancorp, Q1 FY27: revenue $53.1M (+8% year over year), operating margin 44.4%, net earnings $19.1M, operating cash flow $20.8M. The chart follows the revenue to costs, profit and cash.
| Third Coast Bancshares (TCBX) | Southern Missouri Bancorp (SMBC) | |
|---|---|---|
| Latest quarter | Q3 2026 | Q1 FY27 |
| Revenue | $65.9M | $53.1M |
| Revenue growth, Y/Y | +21% | +8% |
| Operating margin | 36.1% | 44.4% |
| Net earnings | $19.0M | $19.1M |
| Net margin | 28.9% | 36.0% |
| Operating cash flow | $8.9M | $20.8M |
| Free cash flow | — | $19.6M |
Where the revenue comes from
Third Coast Bancshares
- Net interest income: $59.5M (90%)
- Noninterest income: $6.3M (10%)
Southern Missouri Bancorp
- Net interest income: $45.9M (87%)
- Noninterest income: $7.1M (13%)
Questions
Which is bigger, Third Coast Bancshares or Southern Missouri Bancorp?
Third Coast Bancshares is the larger company: $65.9M of revenue in its latest quarter (Q3 2026) against $53.1M for Southern Missouri Bancorp (Q1 FY27).
Is Third Coast Bancshares or Southern Missouri Bancorp growing faster?
Third Coast Bancshares is growing faster (+21% against +8% a year earlier).
Which is more profitable, Third Coast Bancshares or Southern Missouri Bancorp?
Southern Missouri Bancorp is more profitable, with an operating margin of 44.4% against 36.1%.
More: Third Coast Bancshares earnings · how Third Coast Bancshares makes money · Southern Missouri Bancorp earnings · how Southern Missouri Bancorp makes money
From the companies' latest 10-Q, 10-K or earnings release (10-Q filed Nov 3, 2026; 10-Q filed Nov 6, 2026). Fiscal quarters can end on different dates. Not investment advice.