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United Fire Group vs Palomar Holdings: UFCS and PLMR compared
United Fire Group is the larger company: $392M of revenue in its latest quarter (Q3 2026) against $387M for Palomar Holdings (Q3 2026). Palomar Holdings is growing faster (+58% against +11% a year earlier). Palomar Holdings is more profitable, with an operating margin of 21.9% against 11.4%.
Where the money goes: UFCS and PLMR
United Fire Group (UFCS) · Q3 2026
United Fire Group, Q3 2026: revenue $392M (+11% year over year), operating margin 11.4%, net earnings $35.1M, operating cash flow $101M. The chart follows the revenue to costs, profit and cash.
Palomar Holdings (PLMR) · Q3 2026
Palomar Holdings, Q3 2026: revenue $387M (+58% year over year), operating margin 21.9%, net earnings $65.3M, operating cash flow $121M. The chart follows the revenue to costs, profit and cash.
| United Fire Group (UFCS) | Palomar Holdings (PLMR) | |
|---|---|---|
| Latest quarter | Q3 2026 | Q3 2026 |
| Revenue | $392M | $387M |
| Revenue growth, Y/Y | +11% | +58% |
| Operating margin | 11.4% | 21.9% |
| Net earnings | $35.1M | $65.3M |
| Net margin | 9.0% | 16.9% |
| Operating cash flow | $101M | $121M |
| Free cash flow | — | $120M |
| Market value | $1.2B | $4.2B |
| P/E | 9.1× | 19.4× |
| Analysts’ mean target | $58.50 | $159.17 |
Questions
Which is bigger, United Fire Group or Palomar Holdings?
United Fire Group is the larger company: $392M of revenue in its latest quarter (Q3 2026) against $387M for Palomar Holdings (Q3 2026).
Is United Fire Group or Palomar Holdings growing faster?
Palomar Holdings is growing faster (+58% against +11% a year earlier).
Which is more profitable, United Fire Group or Palomar Holdings?
Palomar Holdings is more profitable, with an operating margin of 21.9% against 11.4%.
More: United Fire Group earnings · how United Fire Group makes money · Palomar Holdings earnings · how Palomar Holdings makes money
From the companies' latest 10-Q, 10-K or earnings release (10-Q filed Nov 4, 2026; 10-Q filed Nov 6, 2026). Fiscal quarters can end on different dates. Not investment advice.