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UMB Financial vs Old National Bancorp: UMBF and ONB compared
UMB Financial is the larger company: $772M of revenue in its latest quarter (Q3 2026) against $713M for Old National Bancorp (Q3 2026). UMB Financial is growing faster (+14% against +1% a year earlier). Old National Bancorp is more profitable, with an operating margin of 45.4% against 44.3%.
Where the money goes: UMBF and ONB
UMB Financial (UMBF) · Q3 2026
UMB Financial, Q3 2026: revenue $772M (+14% year over year), operating margin 44.3%, net earnings $278M, operating cash flow $370M. The chart follows the revenue to costs, profit and cash.
Old National Bancorp (ONB) · Q3 2026
Old National Bancorp, Q3 2026: revenue $713M (+1% year over year), operating margin 45.4%, net earnings $254M, operating cash flow $379M. The chart follows the revenue to costs, profit and cash.
| UMB Financial (UMBF) | Old National Bancorp (ONB) | |
|---|---|---|
| Latest quarter | Q3 2026 | Q3 2026 |
| Revenue | $772M | $713M |
| Revenue growth, Y/Y | +14% | +1% |
| Operating margin | 44.3% | 45.4% |
| Net earnings | $278M | $254M |
| Net margin | 36.0% | 35.6% |
| Operating cash flow | $370M | $379M |
| Free cash flow | $359M | $373M |
| Market value | $10.6B | $9.9B |
| P/E | 10.4× | 10.6× |
| Analysts’ mean target | $161.06 | $28.90 |
Where the revenue comes from
UMB Financial
- Net interest income: $540M (70%)
- Noninterest income: $232M (30%)
Old National Bancorp
- Net interest income: $584M (82%)
- Noninterest income: $128M (18%)
Questions
Which is bigger, UMB Financial or Old National Bancorp?
UMB Financial is the larger company: $772M of revenue in its latest quarter (Q3 2026) against $713M for Old National Bancorp (Q3 2026).
Is UMB Financial or Old National Bancorp growing faster?
UMB Financial is growing faster (+14% against +1% a year earlier).
Which is more profitable, UMB Financial or Old National Bancorp?
Old National Bancorp is more profitable, with an operating margin of 45.4% against 44.3%.
More: UMB Financial earnings · how UMB Financial makes money · Old National Bancorp earnings · how Old National Bancorp makes money
From the companies' latest 10-Q, 10-K or earnings release (10-Q filed Oct 29, 2026; 10-Q filed Oct 28, 2026). Fiscal quarters can end on different dates. Not investment advice.