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Univest Financial vs Tompkins Financial: UVSP and TMP compared
Univest Financial is the larger company: $90.0M of revenue in its latest quarter (Q3 2026) against $89.9M for Tompkins Financial (Q3 2026). Univest Financial is growing faster (+8% against +3% a year earlier). Tompkins Financial is more profitable, with an operating margin of 42.0% against 30.0%.
Where the money goes: UVSP and TMP
Univest Financial (UVSP) · Q3 2026
Univest Financial, Q3 2026: revenue $90.0M (+8% year over year), operating margin 30.0%, net earnings $21.6M, operating cash flow $46.4M. The chart follows the revenue to costs, profit and cash.
Tompkins Financial (TMP) · Q3 2026
Tompkins Financial, Q3 2026: revenue $89.9M (+3% year over year), operating margin 42.0%, net earnings $28.7M, operating cash flow $37.9M. The chart follows the revenue to costs, profit and cash.
| Univest Financial (UVSP) | Tompkins Financial (TMP) | |
|---|---|---|
| Latest quarter | Q3 2026 | Q3 2026 |
| Revenue | $90.0M | $89.9M |
| Revenue growth, Y/Y | +8% | +3% |
| Operating margin | 30.0% | 42.0% |
| Net earnings | $21.6M | $28.7M |
| Net margin | 24.0% | 31.9% |
| Operating cash flow | $46.4M | $37.9M |
| Free cash flow | $45.2M | $36.9M |
Where the revenue comes from
Tompkins Financial
- Net interest income: $77.3M (86%)
- Noninterest income: $12.6M (14%)
Questions
Which is bigger, Univest Financial or Tompkins Financial?
Univest Financial is the larger company: $90.0M of revenue in its latest quarter (Q3 2026) against $89.9M for Tompkins Financial (Q3 2026).
Is Univest Financial or Tompkins Financial growing faster?
Univest Financial is growing faster (+8% against +3% a year earlier).
Which is more profitable, Univest Financial or Tompkins Financial?
Tompkins Financial is more profitable, with an operating margin of 42.0% against 30.0%.
More: Univest Financial earnings · how Univest Financial makes money · Tompkins Financial earnings · how Tompkins Financial makes money
From the companies' latest 10-Q, 10-K or earnings release (10-Q filed Nov 3, 2026; 10-Q filed Oct 30, 2026). Fiscal quarters can end on different dates. Not investment advice.