Filing Flows › Comparisons › VEL vs WLTH
Velocity Financial vs Wealthfront: VEL and WLTH compared
Velocity Financial is the larger company: $103M of revenue in its latest quarter (Q3 2026) against $91.9M for Wealthfront (Q2 FY27). Velocity Financial is growing faster (+19% against +0.8% a year earlier). Velocity Financial is more profitable, with an operating margin of 37.3% against 22.2%.
Where the money goes: VEL and WLTH
Velocity Financial (VEL) · Q3 2026
Velocity Financial, Q3 2026: revenue $103M (+19% year over year), operating margin 37.3%, net earnings $26.4M, operating cash flow −$12.2M. The chart follows the revenue to costs, profit and cash.
Wealthfront (WLTH) · Q2 FY27
Wealthfront, Q2 FY27: revenue $91.9M (+0.8% year over year), operating margin 22.2%, net earnings $17.8M, operating cash flow $47.3M. The chart follows the revenue to costs, profit and cash.
| Velocity Financial (VEL) | Wealthfront (WLTH) | |
|---|---|---|
| Latest quarter | Q3 2026 | Q2 FY27 |
| Revenue | $103M | $91.9M |
| Revenue growth, Y/Y | +19% | +0.8% |
| Operating margin | 37.3% | 22.2% |
| Net earnings | $26.4M | $17.8M |
| Net margin | 25.7% | 19.3% |
| Operating cash flow | −$12.2M | $47.3M |
Where the revenue comes from
Velocity Financial
- Net interest income: $53.5M (52%)
- Noninterest income: $49.2M (48%)
Wealthfront
- Cash management: $61.8M (67%)
- Investment advisory: $28.8M (31%)
- Other revenue: $1.3M (1%)
Questions
Which is bigger, Velocity Financial or Wealthfront?
Velocity Financial is the larger company: $103M of revenue in its latest quarter (Q3 2026) against $91.9M for Wealthfront (Q2 FY27).
Is Velocity Financial or Wealthfront growing faster?
Velocity Financial is growing faster (+19% against +0.8% a year earlier).
Which is more profitable, Velocity Financial or Wealthfront?
Velocity Financial is more profitable, with an operating margin of 37.3% against 22.2%.
More: Velocity Financial earnings · how Velocity Financial makes money · Wealthfront earnings · how Wealthfront makes money
From the companies' latest 10-Q, 10-K or earnings release (10-Q filed Nov 6, 2026; 10-Q filed Sep 14, 2026). Fiscal quarters can end on different dates. Not investment advice.