Filing Flows › American Coastal Insurance (ACIC) › Operating margin
American Coastal Insurance (ACIC) operating margin by quarter
American Coastal Insurance's operating margin was 36.8% in Q3 2026 (third quarter 2026), +2.4 pts from Q2 2026. Over the last 7 quarters it ranged from 34.4% (Q2 2026) to 46.1% (Q3 2025).
| Quarter | Operating margin | Q/Q | Y/Y |
|---|---|---|---|
| Q3 2026 | 36.8% | +2.4 pts | -9.3 pts |
| Q2 2026 | 34.4% | -1.4 pts | -7.4 pts |
| Q1 2026 | 35.9% | -7.3 pts | +1.1 pts |
| Q4 2025 | 43.2% | -3.0 pts | — |
| Q3 2025 | 46.1% | +4.3 pts | — |
| Q2 2025 | 41.8% | +7.0 pts | — |
| Q1 2025 | 34.8% | — | — |
Q3 2026 at a glance
American Coastal Insurance, Q3 2026: revenue $70.7M (-22% year over year), operating margin 36.8%, net earnings $19.4M, operating cash flow $64.6M. The chart follows the revenue to costs, profit and cash.
Questions
What is American Coastal Insurance's operating margin?
American Coastal Insurance's operating margin was 36.8% in Q3 2026 (third quarter 2026), +2.4 pts from Q2 2026.
How has American Coastal Insurance's operating margin changed?
Over the last 7 quarters it ranged from 34.4% (Q2 2026) to 46.1% (Q3 2025).
Q3 2026 results → · How American Coastal Insurance makes money →