Filing Flows › ACI Worldwide (ACIW) › Q2 2025
ACI Worldwide (ACIW) Q2 2025 earnings results (second quarter 2025)
10-Q filed Aug 7, 2025
ACI Worldwide (ACIW) reported revenue of $401M for the second quarter 2025 (Q2 2025), +7% from a year earlier and +2% from the quarter before. Operating margin was 8.7%, net earnings $12.2M (3.0% of revenue).
ACI Worldwide, Q2 2025: revenue $401M (+7% year over year), operating margin 8.7%, net earnings $12.2M, operating cash flow $49.8M. The chart follows the revenue to costs, profit and cash.
| Q2 2025 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $401M | +2% | +7% |
| Operating profit | $34.9M | -40% | -35% |
| Net earnings | $12.2M | -79% | -60% |
| Operating cash flow | $49.8M | -36% | -9% |
| Free cash flow | $47.6M | -37% | -11% |
What changed
Revenue was $401.3M in Q2 2025, up 7% year over year and up 2% from the previous quarter. Software as a service and platform as a service was the largest line at 68% of revenue. Software as a service and platform as a service added $35.9M year over year (up 15%), 129% of the total change. License declined 14%.
Operating profit was $34.9M, a 8.7% margin (down 5.7 points year over year). Operating profit fell $18.8M even though revenue rose $27.8M versus a year earlier, so costs grew faster than sales. Total costs grew 15% against revenue growth of 7%. The fastest-growing cost line was General & admin (+51%). Net earnings were $12.2M, down 60% year over year. The effective tax rate was 31.7%.
Operating cash flow was $49.8M (down 9% year over year), 408% of net earnings. Non-cash charges added back $24.1M of depreciation and amortization and $16.4M of share-based compensation. Working capital and other items used $2.9M. Capital expenditures of $2.2M left free cash flow of $47.6M.
Questions
What was ACI Worldwide's revenue in the second quarter 2025?
ACI Worldwide (ACIW) reported revenue of $401M for the second quarter 2025 (Q2 2025), +7% from a year earlier and +2% from the quarter before.
Was ACI Worldwide profitable in the second quarter 2025?
Operating profit was $34.9M (8.7% of revenue) and net earnings $12.2M.
Source: ACI Worldwide 10-Q on SEC EDGAR.