Filing Flows › ACI Worldwide (ACIW) › How it makes money
How ACI Worldwide (ACIW) makes money
ACI Worldwide (ACIW) made $427M of revenue in the third quarter 2026 (Q3 2026), -12% from a year earlier. Software as a service and platform as a service brought in $258M (61%); License brought in $94.8M (22%); Maintenance brought in $51.0M (12%). Of every dollar of revenue, 12¢ was left as operating profit, 8¢ was left as net earnings.
Drawing the Sankey…
Revenue by segment, Q3 2026
| Segment | Revenue | Share | Q/Q | Y/Y |
|---|---|---|---|---|
| Software as a service and platform as a service | $258M | 60.5% | -9% | +5% |
| License | $94.8M | 22.2% | +38% | -41% |
| Maintenance | $51.0M | 11.9% | -1% | -0.9% |
| Services | $22.7M | 5.3% | -10% | +3% |
Where each dollar of revenue goes
| Line | Q3 2026 | % of revenue |
|---|---|---|
| Revenue | $427M | 100.0% |
| Operating profit | $52.4M | 12.3% |
| Income tax | $9.7M | 2.3% |
| Net earnings | $32.5M | 7.6% |
| Operating cash flow | $119M | 27.9% |
| Free cash flow | $116M | 27.3% |
Revenue, quarter by quarter
| Quarter | Revenue | Y/Y |
|---|---|---|
| Q3 2026 | $427M | -12% |
| Q2 2026 | $430M | +7% |
| Q1 2026 | $426M | +8% |
| Q4 2025 | $482M | +6% |
| Q3 2025 | $482M | +7% |
| Q2 2025 | $401M | +7% |
| Q1 2025 | $395M | +25% |
From ACI Worldwide's 10-Q filed Nov 5, 2026 (on EDGAR).
Questions
How does ACI Worldwide make money?
ACI Worldwide (ACIW) made $427M of revenue in the third quarter 2026 (Q3 2026), -12% from a year earlier. Software as a service and platform as a service brought in $258M (61%); License brought in $94.8M (22%); Maintenance brought in $51.0M (12%). Of every dollar of revenue, 12¢ was left as operating profit, 8¢ was left as net earnings.
What is ACI Worldwide's biggest business?
Software as a service and platform as a service: $258M in the third quarter 2026, 61% of revenue, +5% from a year earlier.
What is ACI Worldwide's profit margin?
Net earnings were $32.5M, 7.6% of revenue, in the third quarter 2026; the operating margin was 12.3%.
Updated Nov 8, 2026. Read automatically from SEC filings and public data; errors are possible. Not investment advice.