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Acnb (ACNB) Q2 2026 earnings results (second quarter 2026)

10-Q filed Aug 6, 2026

Acnb (ACNB) reported revenue of $52.5M for the second quarter 2026 (Q2 2026), +4% from a year earlier and +4% from the quarter before. Operating margin was 36.7%, net earnings $15.2M (29.0% of revenue).

Revenue$52.5M
Year over year+4%
Quarter over quarter+4%
Operating margin36.7%
Net earnings$15.2M

Acnb, Q2 2026: revenue $52.5M (+4% year over year), operating margin 36.7%, net earnings $15.2M, operating cash flow −$3.4M. The chart follows the revenue to costs, profit and cash.

Q2 2026AmountQ/QY/Y
Revenue$52.5M+4%+4%
Operating profit$19.2M+11%+29%
Net earnings$15.2M+11%+31%
Operating cash flow−$3.4M-114%-119%

What changed

Revenue was $52.5M in Q2 2026, up 4% year over year and up 4% from the previous quarter.

Operating profit was $19.2M, a 36.7% margin (up 7.0 points year over year). Of the extra revenue versus Q2 2025, 193% reached operating profit, above the 30% margin then. Total costs fell 6% while revenue rose 4%. Net earnings were $15.2M, up 31% year over year. The effective tax rate was 21.0%.

Operating cash flow was −$3.4M. Non-cash charges added back $1.6M of depreciation and amortization. Working capital and other items used $20.3M. Capital expenditures of $516K exceeded it, leaving free cash flow of −$4.0M.

Questions

What was Acnb's revenue in the second quarter 2026?

Acnb (ACNB) reported revenue of $52.5M for the second quarter 2026 (Q2 2026), +4% from a year earlier and +4% from the quarter before.

Was Acnb profitable in the second quarter 2026?

Operating profit was $19.2M (36.7% of revenue) and net earnings $15.2M.

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Source: Acnb 10-Q on SEC EDGAR.