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Acnb (ACNB) Q1 2026 earnings results (first quarter 2026)

10-Q filed May 7, 2026

Acnb (ACNB) reported revenue of $50.5M for the first quarter 2026 (Q1 2026), +16% from a year earlier and +7% from the quarter before. Operating margin was 34.2%, net earnings $13.7M (27.1% of revenue).

Revenue$50.5M
Year over year+16%
Quarter over quarter+7%
Operating margin34.2%
Net earnings$13.7M

Acnb, Q1 2026: revenue $50.5M (+16% year over year), operating margin 34.2%, net earnings $13.7M, operating cash flow $24.3M. The chart follows the revenue to costs, profit and cash.

Q1 2026AmountQ/QY/Y
Revenue$50.5M+7%+16%
Operating profit$17.3M+31%—
Net earnings$13.7M+27%—
Operating cash flow$24.3M+91%—
Free cash flow$24.0M+91%—

What changed

Revenue was $50.5M in Q1 2026, up 16% year over year and up 7% from the previous quarter.

Operating profit was $17.3M, a 34.2% margin (up 35.4 points year over year). Total costs fell 24% while revenue rose 16%. Net earnings were $13.7M. The effective tax rate was 20.6%.

Operating cash flow was $24.3M, 177% of net earnings. Non-cash charges added back $1.7M of depreciation and amortization. Working capital and other items added $9.0M. Capital expenditures of $334K left free cash flow of $24.0M.

Questions

What was Acnb's revenue in the first quarter 2026?

Acnb (ACNB) reported revenue of $50.5M for the first quarter 2026 (Q1 2026), +16% from a year earlier and +7% from the quarter before.

Was Acnb profitable in the first quarter 2026?

Operating profit was $17.3M (34.2% of revenue) and net earnings $13.7M.

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Source: Acnb 10-Q on SEC EDGAR.