Filing Flows › Acnb (ACNB) › Q4 2025
Acnb (ACNB) Q4 2025 earnings results (fourth quarter 2025)
10-K filed Mar 12, 2026
Acnb (ACNB) reported revenue of $47.2M for the fourth quarter 2025 (Q4 2025), +42% from a year earlier and -7% from the quarter before. Operating margin was 27.9%, net earnings $10.8M (22.9% of revenue).
Acnb, Q4 2025: revenue $47.2M (+42% year over year), operating margin 27.9%, net earnings $10.8M, operating cash flow $12.8M. The chart follows the revenue to costs, profit and cash.
| Q4 2025 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $47.2M | -7% | +42% |
| Operating profit | $13.2M | -30% | +60% |
| Net earnings | $10.8M | -27% | +64% |
| Operating cash flow | $12.8M | -45% | +124% |
| Free cash flow | $12.6M | -45% | +136% |
What changed
Revenue was $47.2M in Q4 2025, up 42% year over year and down 7% from the previous quarter.
Operating profit was $13.2M, a 27.9% margin (up 3.1 points year over year). Of the extra revenue versus a year earlier, 35% reached operating profit, above the 25% margin then. Total costs grew 36% against revenue growth of 42%. Net earnings were $10.8M, up 64% year over year. The effective tax rate was 18.0%.
Operating cash flow was $12.8M (up 124% year over year), 118% of net earnings. Non-cash charges added back $1.8M of depreciation and amortization and $222K of share-based compensation. Capital expenditures of $172K left free cash flow of $12.6M.
Questions
What was Acnb's revenue in the fourth quarter 2025?
Acnb (ACNB) reported revenue of $47.2M for the fourth quarter 2025 (Q4 2025), +42% from a year earlier and -7% from the quarter before.
Was Acnb profitable in the fourth quarter 2025?
Operating profit was $13.2M (27.9% of revenue) and net earnings $10.8M.
Source: Acnb 10-K on SEC EDGAR.