Filing Flows › Aflac (AFL) › Operating margin
Aflac (AFL) operating margin by quarter
Aflac's operating margin was 15.3% in Q3 2026 (third quarter 2026), -8.9 pts from Q2 2026. Over the last 7 quarters it ranged from 4.3% (Q1 2025) to 42.1% (Q3 2025).
| Quarter | Operating margin | Q/Q | Y/Y |
|---|---|---|---|
| Q3 2026 | 15.3% | -8.9 pts | -26.8 pts |
| Q2 2026 | 24.2% | -4.0 pts | +4.4 pts |
| Q1 2026 | 28.2% | -4.1 pts | +23.9 pts |
| Q4 2025 | 32.3% | -9.8 pts | — |
| Q3 2025 | 42.1% | +22.3 pts | — |
| Q2 2025 | 19.8% | +15.5 pts | — |
| Q1 2025 | 4.3% | — | — |
Q3 2026 at a glance
Aflac, Q3 2026: revenue $3.3B (-31% year over year), operating margin 15.3%, net earnings $303M, operating cash flow $1.2B. The chart follows the revenue to costs, profit and cash.
Questions
What is Aflac's operating margin?
Aflac's operating margin was 15.3% in Q3 2026 (third quarter 2026), -8.9 pts from Q2 2026.
How has Aflac's operating margin changed?
Over the last 7 quarters it ranged from 4.3% (Q1 2025) to 42.1% (Q3 2025).