Filing Flows › Aflac (AFL) › Q3 2026
Aflac (AFL) Q3 2026 earnings results (third quarter 2026)
10-Q filed Nov 5, 2026
Aflac (AFL) reported revenue of $3.3B for the third quarter 2026 (Q3 2026), -31% from a year earlier and -21% from the quarter before. Operating margin was 15.3%, net earnings $303M (9.3% of revenue).
Aflac, Q3 2026: revenue $3.3B (-31% year over year), operating margin 15.3%, net earnings $303M, operating cash flow $1.2B. The chart follows the revenue to costs, profit and cash.
| Q3 2026 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $3.3B | -21% | -31% |
| Operating profit | $500M | -50% | -75% |
| Net earnings | $303M | -63% | -82% |
| Operating cash flow | $1.2B | +969% | -4% |
What changed
Revenue was $3.3B in Q3 2026, down 31% year over year and down 21% from the previous quarter.
Operating profit was $0.50B, a 15.3% margin (down 26.8 points year over year). Total costs grew 1% against a revenue fall of 31%. Net earnings were $0.30B, down 82% year over year. The effective tax rate was 39.4%.
Operating cash flow was $1.2B (down 4% year over year), 395% of net earnings. Working capital and other items added $0.89B.
Questions
What was Aflac's revenue in the third quarter 2026?
Aflac (AFL) reported revenue of $3.3B for the third quarter 2026 (Q3 2026), -31% from a year earlier and -21% from the quarter before.
Was Aflac profitable in the third quarter 2026?
Operating profit was $500M (15.3% of revenue) and net earnings $303M.
Source: Aflac 10-Q on SEC EDGAR.