Filing Flows › Aflac (AFL) › Q2 2026
Aflac (AFL) Q2 2026 earnings results (second quarter 2026)
10-Q filed Aug 7, 2026
Aflac (AFL) reported revenue of $4.1B for the second quarter 2026 (Q2 2026), -1% from a year earlier and -5% from the quarter before. Operating margin was 24.2%, net earnings $825M (20.0% of revenue).
Aflac, Q2 2026: revenue $4.1B (-1% year over year), operating margin 24.2%, net earnings $825M, operating cash flow $112M. The chart follows the revenue to costs, profit and cash.
| Q2 2026 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $4.1B | -5% | -1% |
| Operating profit | $995M | -19% | +21% |
| Net earnings | $825M | -19% | +38% |
| Operating cash flow | $112M | -88% | -72% |
What changed
Revenue was $4.1B in Q2 2026, down 1% year over year and down 5% from the previous quarter.
Operating profit was $1.0B, a 24.2% margin (up 4.4 points year over year). Total costs fell 6% while revenue fell 1%. Net earnings were $0.82B, up 38% year over year. The effective tax rate was 17.1%.
Operating cash flow was $0.11B (down 72% year over year), 14% of net earnings. Working capital and other items used $0.71B.
Questions
What was Aflac's revenue in the second quarter 2026?
Aflac (AFL) reported revenue of $4.1B for the second quarter 2026 (Q2 2026), -1% from a year earlier and -5% from the quarter before.
Was Aflac profitable in the second quarter 2026?
Operating profit was $995M (24.2% of revenue) and net earnings $825M.
Source: Aflac 10-Q on SEC EDGAR.