Filing Flows › American Integrity Insurance Group (AII) › Q3 2025
American Integrity Insurance Group (AII) Q3 2025 earnings results (third quarter 2025)
10-Q filed Nov 13, 2025
American Integrity Insurance Group (AII) reported revenue of $62.0M for the third quarter 2025 (Q3 2025), +33% from a year earlier and -17% from the quarter before. Operating margin was 30.3%, net earnings $13.2M (21.2% of revenue).
American Integrity Insurance Group, Q3 2025: revenue $62.0M (+33% year over year), operating margin 30.3%, net earnings $13.2M, operating cash flow −$7.5M. The chart follows the revenue to costs, profit and cash.
| Q3 2025 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $62.0M | -17% | +33% |
| Operating profit | $18.8M | -22% | +187% |
| Net earnings | $13.2M | -52% | +192% |
| Operating cash flow | −$7.5M | -127% | — |
What changed
Revenue was $62.0M in Q3 2025, up 33% year over year and down 17% from the previous quarter.
Operating profit was $18.8M, a 30.3% margin (up 16.2 points year over year). Of the extra revenue versus a year earlier, 79% reached operating profit, above the 14% margin then. Total costs grew 8% against revenue growth of 33%. Net earnings were $13.2M, up 192% year over year. The effective tax rate was 29.9%.
Operating cash flow was −$7.5M. Non-cash charges added back $398K of depreciation and amortization and $100K of share-based compensation. Working capital and other items used $21.1M. Capital expenditures of $4.5M exceeded it, leaving free cash flow of −$11.9M.
Questions
What was American Integrity Insurance Group's revenue in the third quarter 2025?
American Integrity Insurance Group (AII) reported revenue of $62.0M for the third quarter 2025 (Q3 2025), +33% from a year earlier and -17% from the quarter before.
Was American Integrity Insurance Group profitable in the third quarter 2025?
Operating profit was $18.8M (30.3% of revenue) and net earnings $13.2M.
Source: American Integrity Insurance Group 10-Q on SEC EDGAR.