Filing Flows › American Integrity Insurance Group (AII) › Q4 2025
American Integrity Insurance Group (AII) Q4 2025 earnings results (fourth quarter 2025)
10-K filed Feb 27, 2026
American Integrity Insurance Group (AII) reported revenue of $68.1M for the fourth quarter 2025 (Q4 2025), +1% from a year earlier and +10% from the quarter before. Operating margin was 43.0%, net earnings $20.9M (30.7% of revenue).
American Integrity Insurance Group, Q4 2025: revenue $68.1M (+1% year over year), operating margin 43.0%, net earnings $20.9M, operating cash flow $50.2M. The chart follows the revenue to costs, profit and cash.
| Q4 2025 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $68.1M | +10% | +1% |
| Operating profit | $29.3M | +56% | +172% |
| Net earnings | $20.9M | +59% | +148% |
| Operating cash flow | $50.2M | — | -67% |
What changed
Revenue was $68.1M in Q4 2025, up 1% year over year and up 10% from the previous quarter.
Operating profit was $29.3M, a 43.0% margin (up 27.0 points year over year). Of the extra revenue versus a year earlier, 1940% reached operating profit, above the 16% margin then. Total costs fell 31% while revenue rose 1%. Net earnings were $20.9M, up 148% year over year. The effective tax rate was 28.7%.
Operating cash flow was $50.2M (down 67% year over year), 240% of net earnings. Non-cash charges added back $735K of depreciation and amortization and $76K of share-based compensation. Working capital and other items added $28.5M. Capital expenditures of −$19K left free cash flow of $50.2M.
Questions
What was American Integrity Insurance Group's revenue in the fourth quarter 2025?
American Integrity Insurance Group (AII) reported revenue of $68.1M for the fourth quarter 2025 (Q4 2025), +1% from a year earlier and +10% from the quarter before.
Was American Integrity Insurance Group profitable in the fourth quarter 2025?
Operating profit was $29.3M (43.0% of revenue) and net earnings $20.9M.
Source: American Integrity Insurance Group 10-K on SEC EDGAR.