Filing Flows › Amerisafe (AMSF) › Q3 2026 › vs Q3 2025
Amerisafe (AMSF) Q3 2026 vs Q3 2025 (year over year)
Amerisafe's revenue fell $2.2M (-3%) from $82.0M in Q3 2025 to $79.8M in Q3 2026. Operating margin 11.3% against 21.3% (-10.1 pts).
Amerisafe, Q3 2026: revenue $79.8M (-3% year over year), operating margin 11.3%, net earnings $7.2M, operating cash flow $2.8M. The chart draws each line against Q3 2025, the increases inside each band.
Margins
| Q3 2026 | Q3 2025 | Change | |
|---|---|---|---|
| Operating margin | 11.3% | 21.3% | -10.1 pts |
| Net margin | 9.0% | 16.9% | -7.8 pts |
| Free cash flow margin | 3.5% | 11.9% | -8.4 pts |
Every line
| Line | Q3 2026 | Q3 2025 | Change | % |
|---|---|---|---|---|
| Revenue | $79.8M | $82.0M | −$2.2M | -3% |
| Operating profit | $9.0M | $17.5M | −$8.5M | -49% |
| Costs & expenses | $70.8M | $64.5M | $6.3M | +10% |
| Pre-tax earnings | $9.0M | $17.5M | −$8.5M | -49% |
| Net earnings | $7.2M | $13.8M | −$6.6M | -48% |
| Income tax | $1.8M | $3.7M | −$1.9M | -51% |
| Depreciation | $177K | $183K | −$6K | -3% |
| Share-based compensation | $834K | $805K | $29K | +4% |
| Working capital & other | $5.4M | $4.1M | $1.2M | +30% |
| Operating cash flow | $2.8M | $10.7M | −$7.8M | -73% |
| Free cash flow (OCF − capex) | $2.8M | $9.8M | −$7.0M | -71% |
| Capital expenditures | $39K | $891K | −$852K | -96% |
Questions
How much did Amerisafe's revenue grow year over year in Q3 2026?
Amerisafe's revenue fell $2.2M (-3%) from $82.0M in Q3 2025 to $79.8M in Q3 2026. Operating margin 11.3% against 21.3% (-10.1 pts).