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Amerisafe (AMSF) Q3 2026 earnings results (third quarter 2026)
10-Q filed Oct 30, 2026
Amerisafe (AMSF) reported revenue of $79.8M for the third quarter 2026 (Q3 2026), -3% from a year earlier and -13% from the quarter before. Operating margin was 11.3%, net earnings $7.2M (9.0% of revenue).
Amerisafe, Q3 2026: revenue $79.8M (-3% year over year), operating margin 11.3%, net earnings $7.2M, operating cash flow $2.8M. The chart follows the revenue to costs, profit and cash.
| Q3 2026 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $79.8M | -13% | -3% |
| Operating profit | $9.0M | -51% | -49% |
| Net earnings | $7.2M | -51% | -48% |
| Operating cash flow | $2.8M | +59% | -73% |
| Free cash flow | $2.8M | +57% | -71% |
What changed
Revenue was $79.8M in Q3 2026, down 3% year over year and down 13% from the previous quarter.
Operating profit was $9.0M, a 11.3% margin (down 10.1 points year over year). Total costs grew 10% against a revenue fall of 3%. Net earnings were $7.2M, down 48% year over year. The effective tax rate was 20.0%.
Operating cash flow was $2.8M (down 73% year over year), 40% of net earnings. Non-cash charges added back $177K of depreciation and $834K of share-based compensation. Working capital and other items used $5.4M. Capital expenditures of $39K left free cash flow of $2.8M.
Questions
What was Amerisafe's revenue in the third quarter 2026?
Amerisafe (AMSF) reported revenue of $79.8M for the third quarter 2026 (Q3 2026), -3% from a year earlier and -13% from the quarter before.
Was Amerisafe profitable in the third quarter 2026?
Operating profit was $9.0M (11.3% of revenue) and net earnings $7.2M.
Source: Amerisafe 10-Q on SEC EDGAR.