Filing Flows › AppTech Payments (APCX) › Q3 2025
AppTech Payments (APCX) Q3 2025 earnings results (third quarter 2025)
10-Q filed Nov 13, 2025
AppTech Payments (APCX) reported revenue of $227K for the third quarter 2025 (Q3 2025), +428% from a year earlier and -22% from the quarter before. Operating margin was -692.1%, net loss $1.7M (762.6% of revenue).
AppTech Payments, Q3 2025: revenue $227K (+428% year over year), operating margin -692.1%, net loss $1.7M, operating cash flow −$749K. The chart follows the revenue to costs, profit and cash.
| Q3 2025 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $227K | -22% | +428% |
| Operating profit | −$1.6M | — | — |
| Net earnings | −$1.7M | — | — |
| Operating cash flow | −$749K | — | — |
What changed
Revenue was $227K in Q3 2025, up 428% year over year and down 22% from the previous quarter.
Gross margin was 55.9%, up 11.8 points from a year earlier. Operating costs exceeded revenue by $1.6M, an operating margin of -692.1%. Operating expenses fell 9% while revenue rose 428%. The fastest-growing cost line was Research & development (+16150%). The quarter ended with a net loss of $1.7M, narrower than the previous quarter's $1.9M loss.
Operating cash flow was −$749K. Non-cash charges added back $112K of share-based compensation. Working capital and other items added $870K.
Questions
What was AppTech Payments' revenue in the third quarter 2025?
AppTech Payments (APCX) reported revenue of $227K for the third quarter 2025 (Q3 2025), +428% from a year earlier and -22% from the quarter before.
Was AppTech Payments profitable in the third quarter 2025?
Operating loss was $1.6M (-692.1% of revenue) and net loss $1.7M.
Source: AppTech Payments 10-Q on SEC EDGAR.