Filing Flows › AppTech Payments (APCX) › Q4 2025
AppTech Payments (APCX) Q4 2025 earnings results (fourth quarter 2025)
10-K filed Mar 31, 2026
AppTech Payments (APCX) reported revenue of $660K for the fourth quarter 2025 (Q4 2025), up 13-fold from a year earlier and +191% from the quarter before. Operating margin was -222.9%, net loss $1.7M (255.8% of revenue).
AppTech Payments, Q4 2025: revenue $660K (13× year over year), operating margin -222.9%, net loss $1.7M, operating cash flow −$1.1M. The chart follows the revenue to costs, profit and cash.
| Q4 2025 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $660K | +191% | 13× |
| Operating profit | −$1.5M | — | — |
| Net earnings | −$1.7M | — | — |
| Operating cash flow | −$1.1M | — | — |
What changed
Revenue was $660K in Q4 2025, up 1169% year over year and up 191% from the previous quarter.
Gross margin was 56.2%, down 38.0 points from Q4 2024. Operating costs exceeded revenue by $1.5M, an operating margin of -222.9%. Operating expenses grew 1% against revenue growth of 1169%. The fastest-growing cost line was SG&A (+34%). The quarter ended with a net loss of $1.7M, narrower than the previous quarter's $1.7M loss.
Operating cash flow was −$1.1M. Working capital and other items added $628K.
Questions
What was AppTech Payments' revenue in the fourth quarter 2025?
AppTech Payments (APCX) reported revenue of $660K for the fourth quarter 2025 (Q4 2025), up 13-fold from a year earlier and +191% from the quarter before.
Was AppTech Payments profitable in the fourth quarter 2025?
Operating loss was $1.5M (-222.9% of revenue) and net loss $1.7M.
Source: AppTech Payments 10-K on SEC EDGAR.