Filing Flows › Ameriserv Financial (ASRV) › Q1 2026 › vs Q1 2025
Ameriserv Financial (ASRV) Q1 2026 vs Q1 2025 (year over year)
Ameriserv Financial's revenue rose $743K (+5%) from $14.1M in Q1 2025 to $14.8M in Q1 2026. The biggest changes: Other revenues +$602K (+6%); Other +$118K (+36%); Service charges on deposit accounts +$27K (+10%). Operating margin 15.0% against 17.0% (-2.0 pts).
Ameriserv Financial, Q1 2026: revenue $14.8M (+5% year over year), operating margin 15.0%, net earnings $1.8M, operating cash flow $356K. The chart draws each line against Q1 2025, the increases inside each band.
Margins
| Q1 2026 | Q1 2025 | Change | |
|---|---|---|---|
| Operating margin | 15.0% | 17.0% | -2.0 pts |
| Net margin | 12.1% | 13.6% | -1.5 pts |
Every line
| Line | Q1 2026 | Q1 2025 | Change | % |
|---|---|---|---|---|
| Wealth management fees | $2.9M | $2.9M | −$4K | -0.1% |
| Other | $449K | $331K | $118K | +36% |
| Service charges on deposit accounts | $302K | $275K | $27K | +10% |
| Other revenues | $11.2M | $10.6M | $602K | +6% |
| Revenue | $14.8M | $14.1M | $743K | +5% |
| Operating profit | $2.2M | $2.4M | −$166K | -7% |
| Costs & expenses | $12.6M | $11.7M | $909K | +8% |
| Pre-tax earnings | $2.2M | $2.4M | −$166K | -7% |
| Credit loss provision | $217K | −$97K | $314K | — |
| Noninterest expense | $12.4M | $11.8M | $595K | +5% |
| Net earnings | $1.8M | $1.9M | −$114K | -6% |
| Income tax | $426K | $478K | −$52K | -11% |
| Working capital & other | $1.4M | $1.3M | $129K | +10% |
| Operating cash flow | $356K | $599K | −$243K | -41% |
Questions
How much did Ameriserv Financial's revenue grow year over year in Q1 2026?
Ameriserv Financial's revenue rose $743K (+5%) from $14.1M in Q1 2025 to $14.8M in Q1 2026.
What drove Ameriserv Financial's revenue change in Q1 2026?
Other revenues +$602K (+6%); Other +$118K (+36%); Service charges on deposit accounts +$27K (+10%).