Filing Flows › Ameriserv Financial (ASRV) › Q1 2026
Ameriserv Financial (ASRV) Q1 2026 earnings results (first quarter 2026)
10-Q filed May 14, 2026
Ameriserv Financial (ASRV) reported revenue of $14.8M for the first quarter 2026 (Q1 2026), +5% from a year earlier and -3% from the quarter before. Operating margin was 15.0%, net earnings $1.8M (12.1% of revenue).
Ameriserv Financial, Q1 2026: revenue $14.8M (+5% year over year), operating margin 15.0%, net earnings $1.8M, operating cash flow $356K. The chart follows the revenue to costs, profit and cash.
| Q1 2026 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $14.8M | -3% | +5% |
| Operating profit | $2.2M | +32% | -7% |
| Net earnings | $1.8M | +24% | -6% |
| Operating cash flow | $356K | -71% | -41% |
What changed
Revenue was $14.8M in Q1 2026, up 5% year over year and down 3% from the previous quarter. Wealth management fees was the largest line at 19% of revenue. Other added $118K year over year (up 36%), 16% of the total change.
Operating profit was $2.2M, a 15.0% margin (down 2.0 points year over year). Operating profit fell $166K even though revenue rose $743K versus Q1 2025, so costs grew faster than sales. Total costs grew 8% against revenue growth of 5%. Net earnings were $1.8M, down 6% year over year. The effective tax rate was 19.2%.
Operating cash flow was $356K (down 41% year over year), 20% of net earnings. Working capital and other items used $1.4M.
Questions
What was Ameriserv Financial's revenue in the first quarter 2026?
Ameriserv Financial (ASRV) reported revenue of $14.8M for the first quarter 2026 (Q1 2026), +5% from a year earlier and -3% from the quarter before.
Was Ameriserv Financial profitable in the first quarter 2026?
Operating profit was $2.2M (15.0% of revenue) and net earnings $1.8M.