Filing Flows › Ameriserv Financial (ASRV) › Q1 2026 › vs Q4 2025
Ameriserv Financial (ASRV) Q1 2026 vs Q4 2025 (quarter over quarter)
Ameriserv Financial's revenue fell $507K (-3%) from $15.3M in Q4 2025 to $14.8M in Q1 2026. The biggest changes: Other revenues −$215K (-2%); Wealth management fees −$205K (-7%); Other −$89K (-17%). Operating margin 15.0% against 11.0% (+4.0 pts).
Ameriserv Financial, Q1 2026: revenue $14.8M (+5% year over year), operating margin 15.0%, net earnings $1.8M, operating cash flow $356K. The chart draws each line against Q4 2025, the increases inside each band.
Margins
| Q1 2026 | Q4 2025 | Change | |
|---|---|---|---|
| Operating margin | 15.0% | 11.0% | +4.0 pts |
| Net margin | 12.1% | 9.4% | +2.7 pts |
Every line
| Line | Q1 2026 | Q4 2025 | Change | % |
|---|---|---|---|---|
| Wealth management fees | $2.9M | $3.1M | −$205K | -7% |
| Other | $449K | $538K | −$89K | -17% |
| Service charges on deposit accounts | $302K | $300K | $2K | +0.7% |
| Other revenues | $11.2M | $11.4M | −$215K | -2% |
| Revenue | $14.8M | $15.3M | −$507K | -3% |
| Operating profit | $2.2M | $1.7M | $542K | +32% |
| Costs & expenses | $12.6M | $13.6M | −$1.0M | -8% |
| Pre-tax earnings | $2.2M | $1.7M | $542K | +32% |
| Credit loss provision | $217K | $724K | −$507K | -70% |
| Noninterest expense | $12.4M | $12.9M | −$542K | -4% |
| Net earnings | $1.8M | $1.4M | $352K | +24% |
| Income tax | $426K | $236K | $190K | +81% |
| Working capital & other | $1.4M | $196K | $1.2M | +634% |
| Operating cash flow | $356K | $1.2M | −$890K | -71% |
Questions
How much did Ameriserv Financial's revenue grow quarter over quarter in Q1 2026?
Ameriserv Financial's revenue fell $507K (-3%) from $15.3M in Q4 2025 to $14.8M in Q1 2026.
What drove Ameriserv Financial's revenue change in Q1 2026?
Other revenues −$215K (-2%); Wealth management fees −$205K (-7%); Other −$89K (-17%).