Filing Flows › Ameriserv Financial (ASRV) › Q2 2026
Ameriserv Financial (ASRV) Q2 2026 earnings results (second quarter 2026)
10-Q filed Aug 14, 2026
Ameriserv Financial (ASRV) reported revenue of $15.9M for the second quarter 2026 (Q2 2026), +10% from a year earlier and +7% from the quarter before. Operating margin was 21.4%, net earnings $2.7M (17.2% of revenue).
Ameriserv Financial, Q2 2026: revenue $15.9M (+10% year over year), operating margin 21.4%, net earnings $2.7M, operating cash flow −$1.1M. The chart follows the revenue to costs, profit and cash.
| Q2 2026 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $15.9M | +7% | +10% |
| Operating profit | $3.4M | +53% | — |
| Net earnings | $2.7M | +53% | — |
| Operating cash flow | −$1.1M | -413% | — |
What changed
Revenue was $15.9M in Q2 2026, up 10% year over year and up 7% from the previous quarter. Wealth management fees was the largest line at 19% of revenue. Wealth management fees added $312K year over year (up 11%), 22% of the total change. Service charges on deposit accounts declined 9%.
Operating profit was $3.4M, a 21.4% margin (up 23.8 points year over year). Total costs fell 16% while revenue rose 10%. Net earnings were $2.7M. The effective tax rate was 19.4%.
Operating cash flow was −$1.1M. Working capital and other items used $3.9M.
Questions
What was Ameriserv Financial's revenue in the second quarter 2026?
Ameriserv Financial (ASRV) reported revenue of $15.9M for the second quarter 2026 (Q2 2026), +10% from a year earlier and +7% from the quarter before.
Was Ameriserv Financial profitable in the second quarter 2026?
Operating profit was $3.4M (21.4% of revenue) and net earnings $2.7M.