Filing Flows › Ameriserv Financial (ASRV) › Q2 2026 › vs Q2 2025
Ameriserv Financial (ASRV) Q2 2026 vs Q2 2025 (year over year)
Ameriserv Financial's revenue rose $1.4M (+10%) from $14.5M in Q2 2025 to $15.9M in Q2 2026. The biggest changes: Other revenues +$1.1M (+10%); Wealth management fees +$312K (+11%); Service charges on deposit accounts −$26K (-9%). Operating margin 21.4% against -2.4% (+23.8 pts).
Ameriserv Financial, Q2 2026: revenue $15.9M (+10% year over year), operating margin 21.4%, net earnings $2.7M, operating cash flow −$1.1M. The chart draws each line against Q2 2025, the increases inside each band.
Margins
| Q2 2026 | Q2 2025 | Change | |
|---|---|---|---|
| Operating margin | 21.4% | -2.4% | +23.8 pts |
| Net margin | 17.2% | -1.9% | +19.2 pts |
Every line
| Line | Q2 2026 | Q2 2025 | Change | % |
|---|---|---|---|---|
| Wealth management fees | $3.1M | $2.8M | $312K | +11% |
| Other | $502K | $518K | −$16K | -3% |
| Service charges on deposit accounts | $275K | $301K | −$26K | -9% |
| Other revenues | $12.0M | $10.9M | $1.1M | +10% |
| Revenue | $15.9M | $14.5M | $1.4M | +10% |
| Operating profit | $3.4M | −$352K | $3.8M | — |
| Costs & expenses | $12.5M | $14.8M | −$2.3M | -16% |
| Pre-tax earnings | $3.4M | −$352K | $3.8M | — |
| Net earnings | $2.7M | −$282K | $3.0M | — |
| Income tax | $661K | −$70K | $731K | — |
| Operating cash sources | $3.9M | −$220K | $4.1M | — |
| Cash used in operations | $1.1M | $62K | $1.1M | 18× |
| Working capital & other | $3.9M | −$220K | $4.1M | — |
Questions
How much did Ameriserv Financial's revenue grow year over year in Q2 2026?
Ameriserv Financial's revenue rose $1.4M (+10%) from $14.5M in Q2 2025 to $15.9M in Q2 2026.
What drove Ameriserv Financial's revenue change in Q2 2026?
Other revenues +$1.1M (+10%); Wealth management fees +$312K (+11%); Service charges on deposit accounts −$26K (-9%).