Filing Flows › Auburn National Bancorporation (AUBN) › Q3 2025
Auburn National Bancorporation (AUBN) Q3 2025 earnings results (third quarter 2025)
10-Q filed Nov 12, 2025
Auburn National Bancorporation (AUBN) reported revenue of $8.4M for the third quarter 2025 (Q3 2025), +10% from a year earlier and +3% from the quarter before. Operating margin was 33.9%, net earnings $2.2M (26.5% of revenue).
Auburn National Bancorporation, Q3 2025: revenue $8.4M (+10% year over year), operating margin 33.9%, net earnings $2.2M, operating cash flow $4.1M. The chart follows the revenue to costs, profit and cash.
| Q3 2025 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $8.4M | +3% | +10% |
| Operating profit | $2.9M | +23% | +26% |
| Net earnings | $2.2M | +21% | +29% |
| Operating cash flow | $4.1M | +91% | +118% |
What changed
Revenue was $8.4M in Q3 2025, up 10% year over year and up 3% from the previous quarter.
Operating profit was $2.9M, a 33.9% margin (up 4.3 points year over year). Of the extra revenue versus a year earlier, 77% reached operating profit, above the 30% margin then. Total costs grew 3% against revenue growth of 10%. Net earnings were $2.2M, up 29% year over year. The effective tax rate was 21.9%.
Operating cash flow was $4.1M (up 118% year over year), 183% of net earnings. Non-cash charges added back $531K of depreciation and amortization and $25K of share-based compensation. Working capital and other items added $1.3M.
Questions
What was Auburn National Bancorporation's revenue in the third quarter 2025?
Auburn National Bancorporation (AUBN) reported revenue of $8.4M for the third quarter 2025 (Q3 2025), +10% from a year earlier and +3% from the quarter before.
Was Auburn National Bancorporation profitable in the third quarter 2025?
Operating profit was $2.9M (33.9% of revenue) and net earnings $2.2M.