Filing Flows › Auburn National Bancorporation (AUBN) › Q4 2025
Auburn National Bancorporation (AUBN) Q4 2025 earnings results (fourth quarter 2025)
10-K filed Mar 17, 2026
Auburn National Bancorporation (AUBN) reported revenue of $8.5M for the fourth quarter 2025 (Q4 2025), +8% from a year earlier and +0.8% from the quarter before. Operating margin was 25.1%, net earnings $1.7M (19.7% of revenue).
Auburn National Bancorporation, Q4 2025: revenue $8.5M (+8% year over year), operating margin 25.1%, net earnings $1.7M, operating cash flow $3.5M. The chart follows the revenue to costs, profit and cash.
| Q4 2025 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $8.5M | +0.8% | +8% |
| Operating profit | $2.1M | -26% | -11% |
| Net earnings | $1.7M | -25% | +7% |
| Operating cash flow | $3.5M | -14% | +25% |
What changed
Revenue was $8.5M in Q4 2025, up 8% year over year and up 1% from the previous quarter.
Operating profit was $2.1M, a 25.1% margin (down 5.5 points year over year). Operating profit fell $269K even though revenue rose $653K versus a year earlier, so costs grew faster than sales. Total costs grew 17% against revenue growth of 8%. Net earnings were $1.7M, up 7% year over year. The effective tax rate was 21.5%.
Operating cash flow was $3.5M (up 25% year over year), 210% of net earnings. Non-cash charges added back $549K of depreciation and amortization and $37K of share-based compensation. Working capital and other items added $1.2M.
Questions
What was Auburn National Bancorporation's revenue in the fourth quarter 2025?
Auburn National Bancorporation (AUBN) reported revenue of $8.5M for the fourth quarter 2025 (Q4 2025), +8% from a year earlier and +0.8% from the quarter before.
Was Auburn National Bancorporation profitable in the fourth quarter 2025?
Operating profit was $2.1M (25.1% of revenue) and net earnings $1.7M.