Filing Flows › Bank of America (BAC) › Q2 2026
Bank of America (BAC) Q2 2026 earnings results (second quarter 2026)
10-Q filed Jul 31, 2026
Bank of America (BAC) reported revenue of $31.6B for the second quarter 2026 (Q2 2026), +15% from a year earlier and +4% from the quarter before. Operating margin was 36.6%, net earnings $9.1B (28.8% of revenue).
Bank of America, Q2 2026: revenue $31.6B (+15% year over year), operating margin 36.6%, net earnings $9.1B, operating cash flow $29.0B. The chart follows the revenue to costs, profit and cash.
| Q2 2026 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $31.6B | +4% | +15% |
| Operating profit | $11.6B | +11% | +33% |
| Net earnings | $9.1B | +6% | +27% |
| Operating cash flow | $29.0B | -30% | — |
What changed
Revenue was $31.6B in Q2 2026, up 15% year over year and up 4% from the previous quarter.
Operating profit was $11.6B, a 36.6% margin (up 5.1 points year over year). Of the extra revenue versus a year earlier, 70% reached operating profit, above the 32% margin then. Total costs grew 6% against revenue growth of 15%. The fastest-growing cost line was Sales & marketing (+31%). Net earnings were $9.1B, up 27% year over year. The effective tax rate was 21.5%.
Operating cash flow was $29.0B, 320% of net earnings. Non-cash charges added back $0.61B of depreciation and amortization and $1.1B of share-based compensation. Working capital and other items added $18.2B.
Questions
What was Bank of America's revenue in the second quarter 2026?
Bank of America (BAC) reported revenue of $31.6B for the second quarter 2026 (Q2 2026), +15% from a year earlier and +4% from the quarter before.
Was Bank of America profitable in the second quarter 2026?
Operating profit was $11.6B (36.6% of revenue) and net earnings $9.1B.
Source: Bank of America 10-Q on SEC EDGAR.