Filing Flows › Bank of America (BAC) › Q3 2026
Bank of America (BAC) Q3 2026 earnings results (third quarter 2026)
10-Q filed Oct 30, 2026
Bank of America (BAC) reported revenue of $30.0B for the third quarter 2026 (Q3 2026), +3% from a year earlier and -5% from the quarter before. Operating margin was 29.9%, net earnings $6.9B (23.1% of revenue).
Bank of America, Q3 2026: revenue $30.0B (+3% year over year), operating margin 29.9%, net earnings $6.9B, operating cash flow −$6.5B. The chart follows the revenue to costs, profit and cash.
| Q3 2026 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $30.0B | -5% | +3% |
| Operating profit | $9.0B | -22% | -14% |
| Net earnings | $6.9B | -24% | -17% |
| Operating cash flow | −$6.5B | -122% | -114% |
What changed
Revenue was $30.0B in Q3 2026, up 3% year over year and down 5% from the previous quarter.
Operating profit was $9.0B, a 29.9% margin (down 5.9 points year over year). Operating profit fell $1.4B even though revenue rose $0.92B versus Q3 2025, so costs grew faster than sales. Total costs grew 13% against revenue growth of 3%. The fastest-growing cost line was Sales & marketing (+17%). Net earnings were $6.9B, down 17% year over year. The effective tax rate was 22.7%.
Operating cash flow was −$6.5B. Non-cash charges added back $0.63B of depreciation and amortization and $1.0B of share-based compensation. Working capital and other items used $15.1B.
Questions
What was Bank of America's revenue in the third quarter 2026?
Bank of America (BAC) reported revenue of $30.0B for the third quarter 2026 (Q3 2026), +3% from a year earlier and -5% from the quarter before.
Was Bank of America profitable in the third quarter 2026?
Operating profit was $9.0B (29.9% of revenue) and net earnings $6.9B.
Source: Bank of America 10-Q on SEC EDGAR.