Filing Flows › Bancfirst (BANF) › How it makes money
How Bancfirst (BANF) makes money
Bancfirst (BANF) made $187M of revenue in the third quarter 2026 (Q3 2026), +7% from a year earlier. Net interest income brought in $136M (73%); Noninterest income brought in $51.4M (27%). Of every dollar of revenue, 46¢ was left as operating profit, 36¢ was left as net earnings.
Drawing the Sankey…
Revenue by segment, Q3 2026
| Segment | Revenue | Share | Q/Q | Y/Y |
|---|---|---|---|---|
| Net interest income | $136M | 72.6% | +2% | +8% |
| Noninterest income | $51.4M | 27.4% | -5% | +3% |
Where each dollar of revenue goes
| Line | Q3 2026 | % of revenue |
|---|---|---|
| Revenue | $187M | 100.0% |
| Operating profit | $86.1M | 45.9% |
| Income tax | $18.8M | 10.0% |
| Net earnings | $67.3M | 35.9% |
| Operating cash flow | $86.1M | 46.0% |
| Free cash flow | $69.9M | 37.3% |
Revenue, quarter by quarter
| Quarter | Revenue | Y/Y |
|---|---|---|
| Q3 2026 | $187M | +7% |
From Bancfirst's 10-Q filed Nov 6, 2026 (on EDGAR).
Questions
How does Bancfirst make money?
Bancfirst (BANF) made $187M of revenue in the third quarter 2026 (Q3 2026), +7% from a year earlier. Net interest income brought in $136M (73%); Noninterest income brought in $51.4M (27%). Of every dollar of revenue, 46¢ was left as operating profit, 36¢ was left as net earnings.
What is Bancfirst's biggest business?
Net interest income: $136M in the third quarter 2026, 73% of revenue, +8% from a year earlier.
What is Bancfirst's profit margin?
Net earnings were $67.3M, 35.9% of revenue, in the third quarter 2026; the operating margin was 45.9%.
Updated Nov 8, 2026. Read automatically from SEC filings and public data; errors are possible. Not investment advice.