Filing Flows › California BanCorp (BCAL) › How it makes money
How California BanCorp (BCAL) makes money
California BanCorp (BCAL) made $46.0M of revenue in the third quarter 2026 (Q3 2026), +2% from a year earlier. Net interest income brought in $44.1M (96%); Noninterest income brought in $1.9M (4%). Of every dollar of revenue, 40¢ was left as operating profit, 30¢ was left as net earnings.
Drawing the Sankey…
Revenue by segment, Q3 2026
| Segment | Revenue | Share | Q/Q | Y/Y |
|---|---|---|---|---|
| Net interest income | $44.1M | 95.9% | +2% | +4% |
| Noninterest income | $1.9M | 4.1% | +23% | -29% |
Where each dollar of revenue goes
| Line | Q3 2026 | % of revenue |
|---|---|---|
| Revenue | $46.0M | 100.0% |
| Operating profit | $18.4M | 40.0% |
| Income tax | $4.4M | 9.6% |
| Net earnings | $14.0M | 30.4% |
| Operating cash flow | $8.1M | 17.5% |
| Free cash flow | $7.9M | 17.1% |
Revenue, quarter by quarter
| Quarter | Revenue | Y/Y |
|---|---|---|
| Q3 2026 | $46.0M | +2% |
From California BanCorp's 10-Q filed Nov 6, 2026 (on EDGAR).
Questions
How does California BanCorp make money?
California BanCorp (BCAL) made $46.0M of revenue in the third quarter 2026 (Q3 2026), +2% from a year earlier. Net interest income brought in $44.1M (96%); Noninterest income brought in $1.9M (4%). Of every dollar of revenue, 40¢ was left as operating profit, 30¢ was left as net earnings.
What is California BanCorp's biggest business?
Net interest income: $44.1M in the third quarter 2026, 96% of revenue, +4% from a year earlier.
What is California BanCorp's profit margin?
Net earnings were $14.0M, 30.4% of revenue, in the third quarter 2026; the operating margin was 40.0%.
Updated Nov 8, 2026. Read automatically from SEC filings and public data; errors are possible. Not investment advice.