Filing Flows

Filing Flows › Business First Bancshares (BFST) › Q3 2026 › vs Q2 2026

Business First Bancshares (BFST) Q3 2026 vs Q2 2026 (quarter over quarter)

Business First Bancshares's revenue rose $1.4M (+1%) from $91.8M in Q2 2026 to $93.2M in Q3 2026. The biggest changes: Net interest income +$2.8M (+4%); Noninterest income −$1.5M (-10%). Operating margin 33.0% against 33.0% (+0.0 pts).

Business First Bancshares, Q3 2026: revenue $93.2M (+15% year over year), operating margin 33.0%, net earnings $24.6M, operating cash flow $43.7M. The chart draws each line against Q2 2026, the increases inside each band.

Business First Bancshares: what changed, Q3 2026 vs Q2 2026Business First Bancshares: what changed, Q3 2026 vs Q2 2026Working capital & other$17.4MOperating cash flow$16.6MNet interest income$2.8MNoninterest income−$1.5MShare-based compensation−$1.2MNoninterest expense$940KCosts & expenses$887KOperating profit$478KPre-tax earnings$478KNet earnings$377K

Margins

Q3 2026Q2 2026Change
Operating margin33.0%33.0%+0.0 pts
Net margin26.4%26.3%+0.0 pts

Every line

LineQ3 2026Q2 2026Change%
Net interest income$80.7M$77.8M$2.8M+4%
Noninterest income$12.5M$14.0M−$1.5M-10%
Revenue$93.2M$91.8M$1.4M+1%
Operating profit$30.8M$30.3M$478K+2%
Costs & expenses$62.4M$61.5M$887K+1%
Pre-tax earnings$30.8M$30.3M$478K+2%
Credit loss provision$1.9M$2.0M−$53K-3%
Noninterest expense$60.5M$59.5M$940K+2%
Net earnings$24.6M$24.2M$377K+2%
Income tax$6.2M$6.1M$101K+2%
Depreciation & amortization$1.7M$1.7M$3K+0.2%
Share-based compensation$980K$2.2M−$1.2M-55%
Working capital & other$16.5M−$890K$17.4M—
Operating cash flow$43.7M$27.1M$16.6M+61%

Questions

How much did Business First Bancshares's revenue grow quarter over quarter in Q3 2026?

Business First Bancshares's revenue rose $1.4M (+1%) from $91.8M in Q2 2026 to $93.2M in Q3 2026.

What drove Business First Bancshares's revenue change in Q3 2026?

Net interest income +$2.8M (+4%); Noninterest income −$1.5M (-10%).

Q3 2026 results → · Compare in the interactive Sankey →