Filing Flows › Business First Bancshares (BFST) › Q3 2026
Business First Bancshares (BFST) Q3 2026 earnings results (third quarter 2026)
10-Q filed Nov 3, 2026
Business First Bancshares (BFST) reported revenue of $93.2M for the third quarter 2026 (Q3 2026), +15% from a year earlier and +1% from the quarter before. Operating margin was 33.0%, net earnings $24.6M (26.4% of revenue).
Business First Bancshares, Q3 2026: revenue $93.2M (+15% year over year), operating margin 33.0%, net earnings $24.6M, operating cash flow $43.7M. The chart follows the revenue to costs, profit and cash.
| Q3 2026 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $93.2M | +1% | +15% |
| Operating profit | $30.8M | +2% | +7% |
| Net earnings | $24.6M | +2% | +7% |
| Operating cash flow | $43.7M | +61% | +35% |
What changed
Revenue was $93.2M in Q3 2026, up 15% year over year and up 1% from the previous quarter. Net interest income was the largest line at 87% of revenue. Net interest income added $11.4M year over year (up 16%), 93% of the total change.
Operating profit was $30.8M, a 33.0% margin (down 2.7 points year over year). Of the extra revenue versus Q3 2025, 15% reached operating profit, below the 36% margin then. Total costs grew 20% against revenue growth of 15%. The fastest-growing cost line was Noninterest expense (+24%). Net earnings were $24.6M, up 7% year over year. The effective tax rate was 20.2%.
Operating cash flow was $43.7M (up 35% year over year), 178% of net earnings. Non-cash charges added back $1.7M of depreciation and amortization and $1.0M of share-based compensation. Working capital and other items added $16.5M.
Questions
What was Business First Bancshares' revenue in the third quarter 2026?
Business First Bancshares (BFST) reported revenue of $93.2M for the third quarter 2026 (Q3 2026), +15% from a year earlier and +1% from the quarter before.
Was Business First Bancshares profitable in the third quarter 2026?
Operating profit was $30.8M (33.0% of revenue) and net earnings $24.6M.