Filing Flows › BankUnited (BKU) › Q2 2025
BankUnited (BKU) Q2 2025 earnings results (second quarter 2025)
10-Q filed Aug 5, 2025
BankUnited (BKU) reported revenue of $274M for the second quarter 2025 (Q2 2025), +9% from a year earlier and +7% from the quarter before. Operating margin was 34.3%, net earnings $68.8M (25.1% of revenue).
BankUnited, Q2 2025: revenue $274M (+10% year over year), operating margin 34.3%, net earnings $68.8M, operating cash flow $118M. The chart follows the revenue to costs, profit and cash.
| Q2 2025 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $274M | +7% | +9% |
| Operating profit | $93.9M | +17% | +29% |
| Net earnings | $68.8M | +18% | +28% |
| Operating cash flow | $118M | +617% | -13% |
What changed
Revenue was $273.9M in Q2 2025, up 9% year over year and up 7% from the previous quarter.
Operating profit was $93.9M, a 34.3% margin (up 5.1 points year over year). Of the extra revenue versus a year earlier, 88% reached operating profit, above the 29% margin then. Total costs grew 2% against revenue growth of 9%. Net earnings were $68.8M, up 28% year over year. The effective tax rate was 26.8%.
Operating cash flow was $117.6M (down 13% year over year), 171% of net earnings. Non-cash charges added back $13.2M of depreciation and amortization and $5.0M of share-based compensation. Working capital and other items added $30.6M.
Questions
What was BankUnited's revenue in the second quarter 2025?
BankUnited (BKU) reported revenue of $274M for the second quarter 2025 (Q2 2025), +9% from a year earlier and +7% from the quarter before.
Was BankUnited profitable in the second quarter 2025?
Operating profit was $93.9M (34.3% of revenue) and net earnings $68.8M.
Source: BankUnited 10-Q on SEC EDGAR.