Filing Flows › BankUnited (BKU) › Q3 2025
BankUnited (BKU) Q3 2025 earnings results (third quarter 2025)
10-Q filed Nov 5, 2025
BankUnited (BKU) reported revenue of $276M for the third quarter 2025 (Q3 2025), +7% from a year earlier and +0.6% from the quarter before. Operating margin was 35.5%, net earnings $71.9M (26.1% of revenue).
BankUnited, Q3 2025: revenue $276M (+7% year over year), operating margin 35.5%, net earnings $71.9M, operating cash flow $99.7M. The chart follows the revenue to costs, profit and cash.
| Q3 2025 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $276M | +0.6% | +7% |
| Operating profit | $97.9M | +4% | +18% |
| Net earnings | $71.9M | +4% | +17% |
| Operating cash flow | $99.7M | -15% | +117% |
What changed
Revenue was $275.7M in Q3 2025, up 7% year over year and up 1% from the previous quarter.
Operating profit was $97.9M, a 35.5% margin (up 3.2 points year over year). Of the extra revenue versus a year earlier, 79% reached operating profit, above the 32% margin then. Total costs grew 2% against revenue growth of 7%. The fastest-growing cost line was Credit loss provision (+30%). Net earnings were $71.9M, up 17% year over year. The effective tax rate was 26.6%.
Operating cash flow was $99.7M (up 117% year over year), 139% of net earnings. Non-cash charges added back $12.6M of depreciation and amortization and $4.7M of share-based compensation. Working capital and other items added $10.6M.
Questions
What was BankUnited's revenue in the third quarter 2025?
BankUnited (BKU) reported revenue of $276M for the third quarter 2025 (Q3 2025), +7% from a year earlier and +0.6% from the quarter before.
Was BankUnited profitable in the third quarter 2025?
Operating profit was $97.9M (35.5% of revenue) and net earnings $71.9M.
Source: BankUnited 10-Q on SEC EDGAR.