Filing Flows › BankUnited (BKU) › Q4 2025
BankUnited (BKU) Q4 2025 earnings results (fourth quarter 2025)
10-K filed Feb 26, 2026
BankUnited (BKU) reported revenue of $288M for the fourth quarter 2025 (Q4 2025), +9% from a year earlier and +5% from the quarter before. Operating margin was 31.2%, net earnings $69.3M (24.0% of revenue).
BankUnited, Q4 2025: revenue $288M (+9% year over year), operating margin 31.2%, net earnings $69.3M, operating cash flow $125M. The chart follows the revenue to costs, profit and cash.
| Q4 2025 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $288M | +5% | +9% |
| Operating profit | $89.8M | -8% | -3% |
| Net earnings | $69.3M | -4% | -0.1% |
| Operating cash flow | $125M | +25% | -33% |
What changed
Revenue was $288.2M in Q4 2025, up 9% year over year and up 5% from the previous quarter.
Operating profit was $89.8M, a 31.2% margin (down 4.0 points year over year). Operating profit fell $3.2M even though revenue rose $23.7M versus a year earlier, so costs grew faster than sales. Total costs grew 16% against revenue growth of 9%. Net earnings were $69.3M, roughly flat year over year. The effective tax rate was 22.9%.
Operating cash flow was $124.9M (down 33% year over year), 180% of net earnings. Non-cash charges added back $11.1M of depreciation and amortization and $5.6M of share-based compensation. Working capital and other items added $39.0M.
Questions
What was BankUnited's revenue in the fourth quarter 2025?
BankUnited (BKU) reported revenue of $288M for the fourth quarter 2025 (Q4 2025), +9% from a year earlier and +5% from the quarter before.
Was BankUnited profitable in the fourth quarter 2025?
Operating profit was $89.8M (31.2% of revenue) and net earnings $69.3M.
Source: BankUnited 10-K on SEC EDGAR.