Filing Flows › Blend Labs (BLND) › Guidance & outlook
Blend Labs (BLND) guidance and outlook
Blend Labs' 10-Q filed Nov 5, 2026 makes 10 forward-looking statements.
Guidance and outlook
Forward-looking statements, 10-Q filed Nov 5, 2026
- Our historical results are not necessarily indicative of the results that may be expected for any period in the future.
- We expect the Federal Reserve's decision-making to continue to have impacts on mortgage origination activity.
- Revenue is recognized when access to our platform is provisioned to our customers or as transactions are completed, in an amount that reflects the consideration we expect to be entitled to in exchange for those services.
- Our customers have the ability to access our platform under subscription arrangements, in which customers commit to a minimum number of completed transactions at specified prices over the contract term, or under usage-based arrangements, in which customers prepay a fixed amount in advance, typically annually or semi-annually, based on their anticipated consumption of specified products at specified prices or pay…
- We expect our cost of revenue to continue to increase in dollar amounts as we grow our business and revenue and decrease as a percentage of our revenue over the long term as we achieve greater scale in our business, although the percentage may fluctuate from period to period.
- We expect to see our expenses slightly increase in 2026 as compared to 2025.
- We maintain a full valuation allowance on our net federal and state deferred tax assets as we have concluded that it is not more likely than not that such net deferred tax assets will be realized.
- We may incur operating losses in the future due to the investments that we intend to make in our business and pressures on revenue growth due to the recent macroeconomic environment, and as a result, we may require additional capital resources to grow our business.
- We may also, from time to time, enter into Rule 10b5-1 plans to facilitate repurchases of our Class A common stock under this authorization.
- The Company’s liquidity is not expected to be materially impacted from the disposal of the component reported as discontinued operations.
Blend Labs' latest quarter
Blend Labs, Q3 2026: revenue $32.9M (+0.7% year over year), operating margin -8.0%, net loss $1.9M, operating cash flow $863K. The chart follows the revenue to costs, profit and cash.
Questions
What does Blend Labs expect?
Our historical results are not necessarily indicative of the results that may be expected for any period in the future. We expect the Federal Reserve's decision-making to continue to have impacts on mortgage origination activity. Revenue is recognized when access to our platform is provisioned to our customers or as transactions are completed, in an amount that reflects the consideration we expect to be entitled to in exchange for those services.
Updated Nov 8, 2026. Read automatically from SEC filings and public data; errors are possible. Not investment advice.