Filing Flows › Bank of Marin Bancorp (BMRC) › Q3 2026 › vs Q3 2025
Bank of Marin Bancorp (BMRC) Q3 2026 vs Q3 2025 (year over year)
Bank of Marin Bancorp's revenue rose $5.2M (+17%) from $29.9M in Q3 2025 to $35.1M in Q3 2026. The biggest changes: Net interest income +$4.2M (+16%); Noninterest income +$925K (+34%). Operating margin 39.0% against 32.1% (+6.9 pts).
Bank of Marin Bancorp, Q3 2026: revenue $35.1M (+17% year over year), operating margin 39.0%, net earnings $9.9M, operating cash flow $16.3M. The chart draws each line against Q3 2025, the increases inside each band.
Margins
| Q3 2026 | Q3 2025 | Change | |
|---|---|---|---|
| Operating margin | 39.0% | 32.1% | +6.9 pts |
| Net margin | 28.3% | 25.2% | +3.2 pts |
| Free cash flow margin | 45.7% | 40.4% | +5.3 pts |
Every line
| Line | Q3 2026 | Q3 2025 | Change | % |
|---|---|---|---|---|
| Net interest income | $31.4M | $27.2M | $4.2M | +16% |
| Noninterest income | $3.7M | $2.7M | $925K | +34% |
| Revenue | $35.1M | $29.9M | $5.2M | +17% |
| Operating profit | $13.7M | $9.6M | $4.1M | +42% |
| Costs & expenses | $21.4M | $20.3M | $1.1M | +5% |
| Pre-tax earnings | $13.7M | $9.6M | $4.1M | +42% |
| Noninterest expense | $20.6M | $20.3M | $280K | +1% |
| Net earnings | $9.9M | $7.5M | $2.4M | +32% |
| Income tax | $3.7M | $2.1M | $1.7M | +79% |
| Share-based compensation | $325K | $226K | $99K | +44% |
| Working capital & other | $6.0M | $4.7M | $1.3M | +27% |
| Operating cash flow | $16.3M | $12.5M | $3.8M | +30% |
| Free cash flow (OCF − capex) | $16.0M | $12.1M | $3.9M | +33% |
| Capital expenditures | $251K | $411K | −$160K | -39% |
Questions
How much did Bank of Marin Bancorp's revenue grow year over year in Q3 2026?
Bank of Marin Bancorp's revenue rose $5.2M (+17%) from $29.9M in Q3 2025 to $35.1M in Q3 2026.
What drove Bank of Marin Bancorp's revenue change in Q3 2026?
Net interest income +$4.2M (+16%); Noninterest income +$925K (+34%).