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Bank of New York Mellon cash flow, quarter by quarter

Latest: Q3 2026 · from the cash-flow statements filed with the SEC

Free cash flow$4.0B in Q3 2026 · $7.1B over twelve months

Operating cash flow$4.7B
Capital spending−$683M
Free cash flow+$4.0B
Cash / net income2.8×

Analysis

In Q3 2026, Bank of New York Mellon generated $4.7B of operating cash flow and spent $683M on capital projects, leaving free cash flow of $4.0B. That is $5.6B more than in Q3 2025 (−$1.5B).

Over the twelve months to Sep 30, 2026, operating cash flow was $9.4B; the largest uses were other investing ($36.2B), buybacks ($4.1B), capital spending ($2.2B); besides operations, cash came from other financing ($26.8B), net borrowing (+) / repaid (−) ($7.4B); the cash balance rose by $2.1B.

Operating cash flow was $4.7B against net income of $1.7B — 2.8× profit, cash ran ahead of reported earnings. The largest differences: other liabilities +$3.0B, depreciation & amortization +$387M, deferred taxes −$22.0M.

Free cash flow

Bank of New York Mellon: free cash flow by quarterBank of New York Mellon: free cash flow by quarter$1.1BQ4 2024$92.0MQ1 2025$1.8BQ2 2025−$1.5BQ3 2025$4.7BQ4 2025−$3.6BQ1 2026$2.0BQ2 2026$4.0BQ3 2026
Operating cash flow less capital spending.
Bank of New York Mellon: operating cash flow against capital spendingBank of New York Mellon: operating cash flow against capital spendingOperating cash flowCapital spending$1.6B$413MQ4 2024$412M$320MQ1 2025$2.2B$359MQ2 2025−$1.1B$438MQ3 2025$5.2B$436MQ4 2025−$3.0B$617MQ1 2026$2.5B$487MQ2 2026$4.7B$683MQ3 2026
Latest (Q3 2026): Operating cash flow $4.7B, Capital spending $683M.

Capital allocation, year by year

Bank of New York Mellon: where the cash came from (up) and went (down), by fiscal yearBank of New York Mellon: where the cash came from (up) and went (down), by fiscal yearOperating cash flowNet borrowingShares issuedAsset salesCapital spendingAcquisitionsBuybacksDividendsFY2021: Operating cash flow $2.8BFY2021: Net borrowing $920MFY2021: Shares issued $1.4BFY2021: Asset sales $42.0MFY2021: Capital spending −$1.2BFY2021: Acquisitions −$170MFY2021: Buybacks −$4.6BFY2021: Dividends −$1.1B$5.2BFY2021FY2022: Operating cash flow $15.1BFY2022: Net borrowing $5.6BFY2022: Shares issued $23.0MFY2022: Asset sales $491MFY2022: Capital spending −$1.3BFY2022: Buybacks −$124MFY2022: Dividends −$1.2B$21.1BFY2022FY2023: Operating cash flow $5.9BFY2023: Net borrowing $501MFY2023: Shares issued $16.0MFY2023: Capital spending −$1.2BFY2023: Buybacks −$2.6BFY2023: Dividends −$1.3B$6.4BFY2023FY2024: Operating cash flow $687MFY2024: Net borrowing −$167MFY2024: Shares issued $17.0MFY2024: Capital spending −$1.5BFY2024: Buybacks −$3.1BFY2024: Dividends −$1.3B$704MFY2024FY2025: Operating cash flow $6.7BFY2025: Net borrowing $2.1BFY2025: Shares issued $1.5BFY2025: Capital spending −$1.6BFY2025: Buybacks −$3.5BFY2025: Dividends −$1.4B$10.3BFY2025
Over these 5 years operating cash flow totalled $31.2B; the largest uses were buybacks ($13.9B) and capital spending ($6.8B). Cash-flow statements as filed.

Where the cash came from and went

Bank of New York Mellon: sources (+) and uses (−) of cash, Q3 2026Bank of New York Mellon: sources (+) and uses (−) of cash, Q3 2026Other financing−$39.7BOther investing$28.5BNet borrowing (+) / repaid (−)$6.4BOperating cash flow$4.7BCash drawn (+) / kept (−)$1.7BBuybacks−$937MCapital spending−$683MShares issued$500MDividends−$499MExchange rates−$12.0M
Bank of New York Mellon: sources (+) and uses (−) of cash, TTM to Q3 2026Bank of New York Mellon: sources (+) and uses (−) of cash, TTM to Q3 2026Other investing−$36.2BOther financing$26.8BOperating cash flow$9.4BNet borrowing (+) / repaid (−)$7.4BBuybacks−$4.1BCapital spending−$2.2BCash drawn (+) / kept (−)−$2.1BShares issued$1.0BExchange rates−$25.0M

From profit to cash

Bank of New York Mellon: net income to operating cash flow, Q3 2026Bank of New York Mellon: net income to operating cash flow, Q3 2026Net income$1.7BDepreciation & amortization$387MDeferred taxes−$22.0MOther liabilities$3.0BOperating cash flow$4.7B
Non-cash charges are added back; money tied up in receivables or inventory is subtracted.

Every quarter

QuarterOperating cash flowCapital spendingBuybacksDividendsNet borrowing (+) / repaid (−)Shares issuedCash drawn (+) / kept (−)Free cash flow
Q3 2026$4.7B−$683M−$937M−$499M$6.4B$500M$1.7B$4.0B
Q2 2026$2.5B−$487M−$1.1B−$453M$2.1B$5.0M−$1.9B$2.0B
Q1 2026−$3.0B−$617M−$983M−$434M−$387M$500M−$1.5B−$3.6B
Q4 2025$5.2B−$436M−$1.0B−$377M−$627M$5.0M−$315M$4.7B
Q3 2025−$1.1B−$438M−$849M−$381M−$1.3B$500M$670M−$1.5B
Q2 2025$2.2B−$359M−$895M−$346M$3.0B$5.0M$97.0M$1.8B
Q1 2025$412M−$320M−$746M−$343M$936M$992M−$2.8B$92.0M
Q4 2024$1.6B−$413M−$750M−$349M−$1.9B$4.0M$2.3B$1.1B

Bank of New York Mellon: income statement and cash flow

Bank of New York Mellon, Q3 2026: revenue $5.7B (+12% year over year), operating margin 38.5%. The chart follows the revenue to costs, profit and cash.

Bank of New York Mellon: every quarter, Q/Q and Y/Y → Open in the app

Read automatically from the company’s XBRL cash-flow statements; quarterly figures for the fourth quarter are the year less the first three. Errors are possible. Not investment advice.