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Bank of New York Mellon (BNY) earnings and revenue breakdown

Latest: Q3 2026 · 10-Q filed Oct 30, 2026 · Bank of New York Mellon (BNY) Q3 2026 earnings results →

Q3 2026 Revenue up 12% year over year to $5.7B · 30¢ of every $1 of revenue kept as net profit · operating margin 38.5%

Bank of New York Mellon made $5.7B in Q3 2026 (+12% Y/Y): Noninterest income $4.3B, Net interest income $1.4B. Operating margin 38.5%, net earnings $1.7B. See where every dollar goes — costs, profit and cash — as a Sankey from the 10-Q filed Oct 30, 2026.

Revenue$5.7B
Year over year+12%
Operating margin38.5%
Net earnings$1.7B
Operating cash flow$4.7B

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Bank of New York Mellon Q3 2026 revenue breakdown: Sankey diagram of revenue (Noninterest income, Net interest income), costs, profit and cash flow
Bank of New York Mellon Q3 2026 revenue breakdown — free to use with credit and a link (terms). Share on X
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What changed this quarter

Revenue was $5.7B in Q3 2026, up 12% year over year and roughly flat from the previous quarter. Noninterest income was the largest line at 75% of revenue. Noninterest income added $0.41B year over year (up 11%), 69% of the total change.

Operating profit was $2.2B, a 38.5% margin (up 2.1 points year over year). Of the extra revenue versus a year earlier, 56% reached operating profit, above the 36% margin then. Total costs grew 8% against revenue growth of 12%. Net earnings were $1.7B, up 17% year over year. The effective tax rate was 22.8%.

Operating cash flow was $4.7B, 281% of net earnings. Non-cash charges added back $0.39B of depreciation and amortization. Working capital and other items added $2.7B. Capital expenditures of $0.68B left free cash flow of $4.0B.

Quarterly history

QuarterFormFiledRevenueY/YOp. marginNet earningsOp. cash flow
Q3 202610-QOct 30, 2026$5.7B+12%38.5%$1.7B$4.7B

Charts

Bank of New York Mellon: where the cash came from (+) and went (−), TTM to Q3 2026Bank of New York Mellon: where the cash came from (+) and went (−), TTM to Q3 2026Other investing−$36.2BOther financing$26.8BOperating cash flow$9.4BNet borrowing (+) / repaid (−)$7.4BBuybacks−$4.1BCapital spending−$2.2BCash drawn (+) / kept (−)−$2.1BShares issued$1.0BExchange rates−$25.0M
From the cash-flow statement as filed (SEC XBRL). Cash is fungible: the bars do not say which dollar paid for what.
Bank of New York Mellon: profit against cash, quarter by quarterBank of New York Mellon: profit against cash, quarter by quarterNet incomeOperating cash flow$1.2B$1.6BQ4 2024$1.2B$412MQ1 2025$1.4B$2.2BQ2 2025$1.5B−$1.1BQ3 2025$1.5B$5.2BQ4 2025$1.6B−$3.0BQ1 2026$1.8B$2.5BQ2 2026$1.7B$4.7BQ3 2026
Latest (Q3 2026): Net income $1.7B, Operating cash flow $4.7B.
Bank of New York Mellon: diluted shares by fiscal yearBank of New York Mellon: diluted shares by fiscal year893MFY2020856MFY2021815MFY2022788MFY2023748MFY2024717MFY2025
-19.7% since FY2020: buybacks shrank the count.
Bank of New York Mellon: long-term debt falling due (FY2025)Bank of New York Mellon: long-term debt falling due (FY2025)$2.7B2026$4.4B2027$7.3B2028$4.4B2029$1.5B2030
Cash $5.1B, short-term investments —, long-term debt $31.9B at 2025-12-31.
Bank of New York Mellon in its industry: growth against margin (133 companies, SIC 6022)Bank of New York Mellon in its industry: growth against margin (133 companies, SIC 6022)revenue growth, year over year →↑ operating marginmedian +9%median 40%STTFITBMTBFCNCAALLYCFGNTRSWALBPOPEWBCWTFCCOLBSSBCBSHASBHWCAUBGBCIUBSIABCBHTHHOMBUCBRNSTFBPCATYFIBKCUBIFHBIBOCMBINSBCFBOHCVBFBUSEEFSCOFGLOBFBKFFINSFBSMCHBCCBFBNCGABCBYSYBTPEBOTCBKOBKSTBAFMBHRBCAACNOBAMALMCBQCRHOSBCFMNBBFSTUVSPTMPCCNEMSBIHBTEQBKCTBICPFTHFFMPBSBSIMBWMLKFNIBCPEGBNSPFIWASHCCBGCOFSCWBCHBIAACNBGSBCFSBCTRSTCIVBFCBCMCBSFBIZINBKBWBCBANMVBFBSRRCZNCCFFIRBBISTRUNTYBWFGBMRCRRBIPCBFCBMCHMGCZFSNWFLWTBAMYFWAVBHOPBKUSCBFCCOEBMTCOSOFXNCPKBKISBAPEBKBPRNBRBSHNVRMNSBFVCBCCFNSBFGJMSBBOTJNWPPFUSBAUBNJUVFBNY (+12%, 38%)
State Commercial Banks; dot size is quarterly revenue; dashed lines are the industry's medians.

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Customers and suppliers named in filings

Buys from

About Bank of New York Mellon

The Bank of New York Mellon Corporation, a Delaware corporation (NYSE symbol: BK), is a global financial services platforms company headquartered in New York, New York, with $59.3 trillion in assets under custody and/or administration and $2.2 trillion in assets under management as of Dec. 31, 2025. With its subsidiaries, BNY has been in business since 1784. We divide our businesses into three principal business segments: Securities Services, Market and Wealth Services and Investment and Wealth Management. We also have an Other segment, which includes the corporate treasury activities (including our securities portfolio), tax credit investments and other corporate investments, corporate and bank-owned life insurance, derivatives and other trading activity, and certain business exits.

In its own words, from its 10-K, filed Feb 25, 2026.

Bank of New York Mellon against its State Commercial Banks peers

The largest companies of the same SEC industry, each at its latest quarter. Revenue growth: +12% against the peers' median +10%. Operating margin: 38.5% against the peers' median 34.6%.

CompanyQuarterRevenueY/YOp. margin
BNY Bank of New York MellonQ3 2026$5.7B+12%38.5%
STT State StreetQ3 2026$4.0B+13%34.7%
FITB Fifth Third BancorpQ3 2026$3.3B+42%33.8%
MTB M&T BankQ3 2026$2.5B+0.9%39.7%
FCNCA First Citizens BancsharesQ3 2026$2.4B0%33.1%
ALLY Ally FinancialQ3 2026$2.3B+8%24.3%
CFG Citizens Financial GroupQ3 2026$2.3B+10%34.6%
NTRS Northern TrustQ3 2026$2.3B+13%34.7%
WAL Western Alliance BancorporationQ3 2026$1.0B+8%33.4%

Source: Bank of New York Mellon 10-Q on SEC EDGAR · CIK 1390777 · State Commercial Banks

13F: who owns BNY and who is buying

Largest holders of BNY (13F)Largest holders of BNY (13F)BlackRock$8.3BVanguard Group$8.3BVanguard Capital Management LLC$6.5BState Street$4.6BFMR LLC$3.7BFirst Eagle Investment Management…$2.7BVanguard Portfolio Management LLC$2.6BBank of America$2.5BDodge & COX$2.4BGeode Capital Management, LLC$2.3B
Funds' net buying of BNY by quarter (13F)Funds' net buying of BNY by quarter (13F)−$463M2024-09−$228M2024-12−$272M2025-03−$1.4B2025-06−$671M2025-09−$1.1B2025-12−$922M2026-03$216M2026-06
Value of shares 13F filers added minus the value they sold, each quarter (quarters with most filings in).

More on BNY

History

Every quarter: Q3 2026 results

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