Filing Flows › Bank of New York Mellon (BNY) › Q3 2026 › vs Q3 2025
Bank of New York Mellon (BNY) Q3 2026 vs Q3 2025 (year over year)
Bank of New York Mellon's revenue rose $595M (+12%) from $5.1B in Q3 2025 to $5.7B in Q3 2026. The biggest changes: Noninterest income +$408M (+11%); Net interest income +$187M (+15%). Operating margin 38.5% against 36.4% (+2.1 pts).
Bank of New York Mellon, Q3 2026: revenue $5.7B (+12% year over year), operating margin 38.5%, net earnings $1.7B, operating cash flow $4.7B. The chart draws each line against Q3 2025, the increases inside each band.
Margins
| Q3 2026 | Q3 2025 | Change | |
|---|---|---|---|
| Operating margin | 38.5% | 36.4% | +2.1 pts |
| Net margin | 29.8% | 28.4% | +1.3 pts |
| Free cash flow margin | 71.4% | -29.6% | +100.9 pts |
Every line
| Line | Q3 2026 | Q3 2025 | Change | % |
|---|---|---|---|---|
| Net interest income | $1.4B | $1.2B | $187M | +15% |
| Noninterest income | $4.3B | $3.8B | $408M | +11% |
| Revenue | $5.7B | $5.1B | $595M | +12% |
| Operating profit | $2.2B | $1.9B | $334M | +18% |
| Costs & expenses | $3.5B | $3.2B | $261M | +8% |
| Pre-tax earnings | $2.2B | $1.9B | $334M | +18% |
| Credit loss provision | $1.0M | −$7.0M | $8.0M | — |
| Noninterest expense | $3.5B | $3.2B | $253M | +8% |
| Loss borne by minority interests | $3.0M | −$12.0M | $15.0M | — |
| Net earnings | $1.7B | $1.4B | $245M | +17% |
| Income tax | $499M | $395M | $104M | +26% |
| Depreciation & amortization | $387M | $428M | −$41.0M | -10% |
| Working capital & other | $2.7B | −$2.9B | $5.6B | — |
| Operating cash flow | $4.7B | −$1.1B | $5.8B | — |
| Free cash flow (OCF − capex) | $4.0B | −$1.5B | $5.6B | — |
| Capital expenditures | $683M | $438M | $245M | +56% |
Questions
How much did Bank of New York Mellon's revenue grow year over year in Q3 2026?
Bank of New York Mellon's revenue rose $595M (+12%) from $5.1B in Q3 2025 to $5.7B in Q3 2026.
What drove Bank of New York Mellon's revenue change in Q3 2026?
Noninterest income +$408M (+11%); Net interest income +$187M (+15%).