Filing Flows › Princeton Bancorp (BPRN) › Q3 2026
Princeton Bancorp (BPRN) Q3 2026 earnings results (third quarter 2026)
10-Q filed Nov 6, 2026
Princeton Bancorp (BPRN) reported revenue of $22.5M for the third quarter 2026 (Q3 2026), +4% from a year earlier and 0% from the quarter before. Operating margin was 5.7%, net earnings $1.0M (4.5% of revenue).
Princeton Bancorp, Q3 2026: revenue $22.5M (+4% year over year), operating margin 5.7%, net earnings $1.0M, operating cash flow $6.3M. The chart follows the revenue to costs, profit and cash.
| Q3 2026 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $22.5M | 0% | +4% |
| Operating profit | $1.3M | -86% | -84% |
| Net earnings | $1.0M | -86% | -84% |
| Operating cash flow | $6.3M | +141% | +29% |
What changed
Revenue was $22.5M in Q3 2026, up 4% year over year and roughly flat from the previous quarter. Net interest income was the largest line at 89% of revenue. Noninterest income added $551K year over year (up 29%), 59% of the total change.
Operating profit was $1.3M, a 5.7% margin (down 32.7 points year over year). Operating profit fell $7.0M even though revenue rose $941K versus a year earlier, so costs grew faster than sales. Total costs grew 60% against revenue growth of 4%. Net earnings were $1.0M, down 84% year over year. The effective tax rate was 20.8%.
Operating cash flow was $6.3M (up 29% year over year), 617% of net earnings. Non-cash charges added back $353K of share-based compensation. Working capital and other items added $4.9M. Capital expenditures of −$726K left free cash flow of $7.0M.
Questions
What was Princeton Bancorp's revenue in the third quarter 2026?
Princeton Bancorp (BPRN) reported revenue of $22.5M for the third quarter 2026 (Q3 2026), +4% from a year earlier and 0% from the quarter before.
Was Princeton Bancorp profitable in the third quarter 2026?
Operating profit was $1.3M (5.7% of revenue) and net earnings $1.0M.
Source: Princeton Bancorp 10-Q on SEC EDGAR.