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Princeton Bancorp (BPRN) earnings and revenue breakdown
Latest: Q3 2026 · 10-Q filed Nov 6, 2026 · Princeton Bancorp (BPRN) Q3 2026 earnings results →
Q3 2026 Revenue up 4% year over year to $22.5M · 5¢ of every $1 of revenue kept as net profit · operating margin 5.7%
Princeton Bancorp made $22.5M in Q3 2026 (+4% Y/Y): Net interest income $20.0M, Noninterest income $2.5M. Operating margin 5.7%, net earnings $1.0M. See where every dollar goes — costs, profit and cash — as a Sankey from the 10-Q filed Nov 6, 2026.
Drawing the Sankey…
Open the interactive Sankey → click any line for what the company wrote about it, compare Y/Y and Q/Q, export as PNG or PDF
What changed this quarter
Revenue was $22.5M in Q3 2026, up 4% year over year and roughly flat from the previous quarter. Net interest income was the largest line at 89% of revenue. Noninterest income added $551K year over year (up 29%), 59% of the total change.
Operating profit was $1.3M, a 5.7% margin (down 32.7 points year over year). Operating profit fell $7.0M even though revenue rose $941K versus a year earlier, so costs grew faster than sales. Total costs grew 60% against revenue growth of 4%. Net earnings were $1.0M, down 84% year over year. The effective tax rate was 20.8%.
Operating cash flow was $6.3M (up 29% year over year), 617% of net earnings. Non-cash charges added back $353K of share-based compensation. Working capital and other items added $4.9M. Capital expenditures of −$726K left free cash flow of $7.0M.
Quarterly history
| Quarter | Form | Filed | Revenue | Y/Y | Op. margin | Net earnings | Op. cash flow |
|---|---|---|---|---|---|---|---|
| Q3 2026 | 10-Q | Nov 6, 2026 | $22.5M | +4% | 5.7% | $1.0M | $6.3M |
Charts
Interactive views
The same charts as the app — open one to draw it.
💵Where each $1 goesinteractive
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🌏Named in Asian annual reportsinteractive
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🔄Rotation against the market and its industry (RRG)interactive
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🔍Earnings qualityinteractive
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⚖️Fair value by methodinteractive
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🔭Outlook & guidanceinteractive
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📈Investments: gains and what it boughtinteractive
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🏭Its industry’s money flow (input-output)interactive
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About Princeton Bancorp
Princeton Bancorp, Inc. is the holding company for The Bank of Princeton, a community bank founded in 2007. The Bank is a New Jersey state-chartered commercial bank with 29 branches in New Jersey, including three in Princeton and others in Bordentown, Browns Mills, Burlington, Chesterfield, Cherry Hill, Cranbury, Cream Ridge, Deptford, Fort Lee, Hamilton, Kingston, Lakewood, Lambertville, Lawrenceville, Medford, Monroe, Moorestown, New Brunswick, Palisades Park, Pennington, Piscataway, Princeton Junction, Quakerbridge, Sicklerville, Voorhees, and Woodbury. There are also five branches in the Philadelphia, Pennsylvania area and two in the New York City metropolitan area. The Bank of Princeton is a member of the Federal Deposit Insurance Corporation.
In its own words, from its 8-K, filed Jul 23, 2026.
Princeton Bancorp against its State Commercial Banks peers
The largest companies of the same SEC industry, each at its latest quarter. Revenue growth: +4% against the peers' median +10%. Operating margin: 5.7% against the peers' median 34.6%.
| Company | Quarter | Revenue | Y/Y | Op. margin |
|---|---|---|---|---|
| BPRN Princeton Bancorp | Q3 2026 | $22.5M | +4% | 5.7% |
| BNY Bank of New York Mellon | Q3 2026 | $5.7B | +12% | 38.5% |
| STT State Street | Q3 2026 | $4.0B | +13% | 34.7% |
| FITB Fifth Third Bancorp | Q3 2026 | $3.3B | +42% | 33.8% |
| MTB M&T Bank | Q3 2026 | $2.5B | +0.9% | 39.7% |
| FCNCA First Citizens Bancshares | Q3 2026 | $2.4B | 0% | 33.1% |
| ALLY Ally Financial | Q3 2026 | $2.3B | +8% | 24.3% |
| CFG Citizens Financial Group | Q3 2026 | $2.3B | +10% | 34.6% |
| NTRS Northern Trust | Q3 2026 | $2.3B | +13% | 34.7% |
Source: Princeton Bancorp 10-Q on SEC EDGAR · CIK 1913971 · State Commercial Banks
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History
Every quarter: Q3 2026 results