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Blue Ridge Bankshares cash flow, quarter by quarter

Latest: Q3 2026 · from the cash-flow statements filed with the SEC

Free cash flow$4.5M in Q3 2026 · $19.9M over twelve months

Operating cash flow$4.6M
Capital spending−$66K
Free cash flow+$4.5M

Analysis

In Q3 2026, Blue Ridge Bankshares generated $4.6M of operating cash flow and spent $66K on capital projects, leaving free cash flow of $4.5M. That is $1.2M less than in Q3 2025 ($5.7M).

Over the twelve months to Sep 30, 2026, operating cash flow was $21.5M; the largest uses were dividends ($75.8M), other financing ($71.8M), capital spending ($1.6M); besides operations, cash came from other investing ($66.6M); the cash balance fell by $61.0M.

Operating cash flow was $4.6M against net income of −$4.2M. The largest differences: deferred taxes −$1.1M, prepaid and other assets +$929K, other liabilities +$411K.

Free cash flow

Blue Ridge Bankshares: free cash flow by quarterBlue Ridge Bankshares: free cash flow by quarter−$18.2MQ4 2024−$3.6MQ1 2025$10.5MQ2 2025$5.7MQ3 2025−$699KQ4 2025$14.6MQ1 2026$1.5MQ2 2026$4.5MQ3 2026
Operating cash flow less capital spending.
Blue Ridge Bankshares: operating cash flow against capital spendingBlue Ridge Bankshares: operating cash flow against capital spendingOperating cash flowCapital spending−$18.1M$134KQ4 2024−$3.6M$25KQ1 2025$10.7M$127KQ2 2025$6.4M$700KQ3 2025$128K$827KQ4 2025$15.0M$457KQ1 2026$1.7M$221KQ2 2026$4.6M$66KQ3 2026
Latest (Q3 2026): Operating cash flow $4.6M, Capital spending $66K.

Capital allocation, year by year

Blue Ridge Bankshares: where the cash came from (up) and went (down), by fiscal yearBlue Ridge Bankshares: where the cash came from (up) and went (down), by fiscal yearOperating cash flowNet borrowingShares issuedAsset salesCapital spendingAcquisitionsBuybacksDividendsFY2021: Operating cash flow $59.2MFY2021: Net borrowing −$14.2MFY2021: Shares issued $804KFY2021: Asset sales $547KFY2021: Capital spending −$1.2MFY2021: Acquisitions $44.1MFY2021: Dividends −$7.2M$105MFY2021FY2022: Operating cash flow $93.9MFY2022: Shares issued $14KFY2022: Asset sales $2.2MFY2022: Capital spending −$455KFY2022: Dividends −$9.2M$96.2MFY2022FY2023: Operating cash flow $44.1MFY2023: Shares issued $26KFY2023: Asset sales $1.0MFY2023: Capital spending −$961KFY2023: Dividends −$4.6M$45.1MFY2023FY2024: Operating cash flow −$6.3MFY2024: Asset sales $4KFY2024: Capital spending −$588K$4KFY2024FY2025: Operating cash flow $13.6MFY2025: Capital spending −$1.7MFY2025: Buybacks −$9.5MFY2025: Dividends −$22.6M$13.6MFY2025
Over these 5 years operating cash flow totalled $205M; the largest uses were dividends ($43.6M) and net borrowing ($14.2M). Cash-flow statements as filed.

Where the cash came from and went

Blue Ridge Bankshares: sources (+) and uses (−) of cash, Q3 2026Blue Ridge Bankshares: sources (+) and uses (−) of cash, Q3 2026Other investing−$29.6MOther financing$23.4MOperating cash flow$4.6MCash drawn (+) / kept (−)$1.7MCapital spending−$66K
Blue Ridge Bankshares: sources (+) and uses (−) of cash, TTM to Q3 2026Blue Ridge Bankshares: sources (+) and uses (−) of cash, TTM to Q3 2026Dividends−$75.8MOther financing−$71.8MOther investing$66.6MCash drawn (+) / kept (−)$61.0MOperating cash flow$21.5MCapital spending−$1.6M

From profit to cash

Blue Ridge Bankshares: net income to operating cash flow, Q3 2026Blue Ridge Bankshares: net income to operating cash flow, Q3 2026Net income−$4.2MDepreciation & amortization$349KDeferred taxes−$1.1MGains on disposals−$33KPrepaid and other assets$929KOther liabilities$411KOperating cash flow$4.6M
Non-cash charges are added back; money tied up in receivables or inventory is subtracted.

Every quarter

QuarterOperating cash flowCapital spendingDividendsCash drawn (+) / kept (−)Free cash flow
Q3 2026$4.6M−$66K—$1.7M$4.5M
Q2 2026$1.7M−$221K−$53.0M$84.9M$1.5M
Q1 2026$15.0M−$457K−$140K−$30.7M$14.6M
Q4 2025$128K−$827K−$22.6M$5.1M−$699K
Q3 2025$6.4M−$700K—$10.2M$5.7M
Q2 2025$10.7M−$127K—$41.4M$10.5M
Q1 2025−$3.6M−$25K—$3.4M−$3.6M
Q4 2024−$18.1M−$134K—$110M−$18.2M

Blue Ridge Bankshares: income statement and cash flow

Blue Ridge Bankshares, Q3 2026: revenue $20.0M (-22% year over year), operating margin -21.6%. The chart follows the revenue to costs, profit and cash.

Blue Ridge Bankshares: every quarter, Q/Q and Y/Y → Open in the app

Read automatically from the company’s XBRL cash-flow statements; quarterly figures for the fourth quarter are the year less the first three. Errors are possible. Not investment advice.