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Blue Ridge Bankshares (BRBS) earnings and revenue breakdown
Latest: Q3 2026 · 10-Q filed Nov 5, 2026 · Blue Ridge Bankshares (BRBS) Q3 2026 earnings results →
Q3 2026 Revenue down 22% year over year to $20.0M · 21¢ of every $1 of revenue lost · operating margin -21.6%
Blue Ridge Bankshares made $20.0M in Q3 2026 (-22% Y/Y): Net interest income $17.4M, Noninterest income $2.6M. Operating margin -21.6%, net loss $4.2M. See where every dollar goes — costs, profit and cash — as a Sankey from the 10-Q filed Nov 5, 2026.
Drawing the Sankey…
Open the interactive Sankey → click any line for what the company wrote about it, compare Y/Y and Q/Q, export as PNG or PDF
What changed this quarter
Revenue was $20.0M in Q3 2026, down 22% year over year and up 9% from the previous quarter. Net interest income was the largest line at 87% of revenue. Net interest income lost $4.5M year over year (down 21%), 78% of the total change.
Operating costs exceeded revenue by $4.3M, an operating margin of -21.6%. Total costs grew 33% against a revenue fall of 22%. The quarter ended with a net loss of $4.2M, wider than the previous quarter's $1.3M loss.
Operating cash flow was $4.6M (down 29% year over year). Non-cash charges added back $349K of depreciation and amortization. Working capital and other items added $8.4M. Capital expenditures of $66K left free cash flow of $4.5M.
Quarterly history
| Quarter | Form | Filed | Revenue | Y/Y | Op. margin | Net earnings | Op. cash flow |
|---|---|---|---|---|---|---|---|
| Q3 2026 | 10-Q | Nov 5, 2026 | $20.0M | -22% | -21.6% | −$4.2M | $4.6M |
Charts
Interactive views
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💵Where each $1 goesinteractive
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🌏Named in Asian annual reportsinteractive
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🔄Rotation against the market and its industry (RRG)interactive
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🔍Earnings qualityinteractive
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⚖️Fair value by methodinteractive
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🔭Outlook & guidanceinteractive
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📈Investments: gains and what it boughtinteractive
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🏭Its industry’s money flow (input-output)interactive
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About Blue Ridge Bankshares
Blue Ridge Bankshares, Inc. is the holding company for Blue Ridge Bank and BRB Financial Group, Inc. The Company, through its subsidiaries and affiliates, provides a wide range of financial services including retail and commercial banking, and retail mortgage lending. The Company also provides investment and wealth management services and management services for personal and corporate trusts, including estate planning and trust administration. Visit www.mybrb.com for more information.
In its own words, from its 8-K, filed Jul 28, 2026.
Blue Ridge Bankshares against its State Commercial Banks peers
The largest companies of the same SEC industry, each at its latest quarter. Revenue growth: -22% against the peers' median +10%. Operating margin: -21.6% against the peers' median 34.6%.
| Company | Quarter | Revenue | Y/Y | Op. margin |
|---|---|---|---|---|
| BRBS Blue Ridge Bankshares | Q3 2026 | $20.0M | -22% | -21.6% |
| BNY Bank of New York Mellon | Q3 2026 | $5.7B | +12% | 38.5% |
| STT State Street | Q3 2026 | $4.0B | +13% | 34.7% |
| FITB Fifth Third Bancorp | Q3 2026 | $3.3B | +42% | 33.8% |
| MTB M&T Bank | Q3 2026 | $2.5B | +0.9% | 39.7% |
| FCNCA First Citizens Bancshares | Q3 2026 | $2.4B | 0% | 33.1% |
| ALLY Ally Financial | Q3 2026 | $2.3B | +8% | 24.3% |
| CFG Citizens Financial Group | Q3 2026 | $2.3B | +10% | 34.6% |
| NTRS Northern Trust | Q3 2026 | $2.3B | +13% | 34.7% |
Source: Blue Ridge Bankshares 10-Q on SEC EDGAR · CIK 842717 · State Commercial Banks
Guidance and outlook
13F: who owns BRBS and who is buying
More on BRBS
History
Every quarter: Q3 2026 results