Filing Flows › Blue Ridge Bankshares (BRBS) › Q3 2026
Blue Ridge Bankshares (BRBS) Q3 2026 earnings results (third quarter 2026)
10-Q filed Nov 5, 2026
Blue Ridge Bankshares (BRBS) reported revenue of $20.0M for the third quarter 2026 (Q3 2026), -22% from a year earlier and +9% from the quarter before. Operating margin was -21.6%, net loss $4.2M (20.8% of revenue).
Blue Ridge Bankshares, Q3 2026: revenue $20.0M (-22% year over year), operating margin -21.6%, net loss $4.2M, operating cash flow $4.6M. The chart follows the revenue to costs, profit and cash.
| Q3 2026 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $20.0M | +9% | -22% |
| Operating profit | −$4.3M | — | — |
| Net earnings | −$4.2M | — | — |
| Operating cash flow | $4.6M | +165% | -29% |
| Free cash flow | $4.5M | +200% | -21% |
What changed
Revenue was $20.0M in Q3 2026, down 22% year over year and up 9% from the previous quarter. Net interest income was the largest line at 87% of revenue. Net interest income lost $4.5M year over year (down 21%), 78% of the total change.
Operating costs exceeded revenue by $4.3M, an operating margin of -21.6%. Total costs grew 33% against a revenue fall of 22%. The quarter ended with a net loss of $4.2M, wider than the previous quarter's $1.3M loss.
Operating cash flow was $4.6M (down 29% year over year). Non-cash charges added back $349K of depreciation and amortization. Working capital and other items added $8.4M. Capital expenditures of $66K left free cash flow of $4.5M.
Questions
What was Blue Ridge Bankshares' revenue in the third quarter 2026?
Blue Ridge Bankshares (BRBS) reported revenue of $20.0M for the third quarter 2026 (Q3 2026), -22% from a year earlier and +9% from the quarter before.
Was Blue Ridge Bankshares profitable in the third quarter 2026?
Operating loss was $4.3M (-21.6% of revenue) and net loss $4.2M.