Filing Flows › Blue Ridge Bankshares (BRBS) › Q3 2026 › vs Q3 2025
Blue Ridge Bankshares (BRBS) Q3 2026 vs Q3 2025 (year over year)
Blue Ridge Bankshares's revenue fell $5.7M (-22%) from $25.7M in Q3 2025 to $20.0M in Q3 2026. The biggest changes: Net interest income −$4.5M (-21%); Noninterest income −$1.2M (-32%).
Blue Ridge Bankshares, Q3 2026: revenue $20.0M (-22% year over year), operating margin -21.6%, net loss $4.2M, operating cash flow $4.6M. The chart draws each line against Q3 2025, the increases inside each band.
Margins
| Q3 2026 | Q3 2025 | Change | |
|---|---|---|---|
| Free cash flow margin | 22.6% | 22.3% | +0.3 pts |
Every line
| Line | Q3 2026 | Q3 2025 | Change | % |
|---|---|---|---|---|
| Net interest income | $17.4M | $21.9M | −$4.5M | -21% |
| Noninterest income | $2.6M | $3.8M | −$1.2M | -32% |
| Revenue | $20.0M | $25.7M | −$5.7M | -22% |
| Income tax benefit | $160K | −$1.9M | $2.1M | — |
| Net loss | $4.2M | −$5.6M | $9.8M | — |
| Costs & expenses | $24.3M | $25.7M | −$1.4M | -6% |
| Operating costs | $24.3M | $18.2M | $6.1M | +33% |
| Credit loss provision | $8.4M | −$1.8M | $10.2M | — |
| Noninterest expense | $15.9M | $20.0M | −$4.2M | -21% |
| Operating cash sources | $8.7M | −$374K | $9.1M | — |
| Depreciation & amortization | $349K | $325K | $24K | +7% |
| Working capital & other | $8.4M | −$699K | $9.1M | — |
| Net loss absorbed | $4.2M | −$5.6M | $9.8M | — |
| Operating cash flow | $4.6M | $6.4M | −$1.8M | -29% |
| Free cash flow (OCF − capex) | $4.5M | $5.7M | −$1.2M | -21% |
| Capital expenditures | $66K | $700K | −$634K | -91% |
Questions
How much did Blue Ridge Bankshares's revenue grow year over year in Q3 2026?
Blue Ridge Bankshares's revenue fell $5.7M (-22%) from $25.7M in Q3 2025 to $20.0M in Q3 2026.
What drove Blue Ridge Bankshares's revenue change in Q3 2026?
Net interest income −$4.5M (-21%); Noninterest income −$1.2M (-32%).